Welcome to Workers Credit Union, founded in 1914, with sixteen branches throughout north central Massachusetts and all the online services to make your banking easy and convenient.

Our philosophy is to “do what’s right” for our members, communities and employees.
That means:

Fulfilling our members’ financial needs throughout all phases of their lives;

Assisting charitable organizations with our time, talent and treasure; and

Providing employees a safe environment and opportunity to reach their career goals.


Home of the GiveBack – We share our financial success with our members by returning a portion of our profits annually. While other financial institutions focus on shareholders, we focus on our members who own the credit union. It’s a simple concept - the more banking you do with us by maintaining deposit accounts and utilizing our many loan services, the greater your potential payout could be. Check out the Workers GiveBack Program today.


Workers is a not-for-profit financial institution owned by you, the member. What does that mean? As owners, you expect a high level of service and a variety of products to address all your financial needs.  Click learn more to find out what it means to be part of a credit union Learn More.

Your money is safe - we are insured by the NCUA and MSIC.

We are financially sound - a 5-star rating for financial strength from Bauer Financial.

We provide –

Higher interest rates on your savings,

Competitive loan rates

Low or no fees, and

All the electronic services to make your banking easy and convenient.

Please check us out for yourself. We would welcome the opportunity to be your credit union.

Visit our History Page to learn about our growth and our Finnish roots.

Visit our Community Page to learn how we support our communities.

Review our annual reports.

Learn more about our Board of Directors and Management Team.

Become a member today – Join Workers Online.


Today there are over 96,000 members either living and/or working in Massachusetts, including their immediate family members. By opening a $5 membership savings account, you can begin to enjoy the many benefits of membership throughout your lifetime.

Everyone at Workers is committed to helping you with all your financial needs and will strive to assist you through every part of your changing life.