Simple Checking Free Checking High Interest Checking
Required Daily Minimum $0 $0 $0
Minimum Deposit to Open $5 $5 $5
Monthly Service Charge $0 $0 $0
Rewards No Hassle No Hassle without ODP High Interest and ATM Refunds
Earns Interest N/A N/A 1.75%APY2
Qualifying Relationship Share Savings Account Share Savings Account -12 Debit Card Purchases2
-Electronic Statements1
-One Direct or ACH auto debit2
Non-WCU ATM Charge Reimbursement2 N/A N/A Up to $10 Each Statement Cycle3
Bill Pay $3.954 Free Free
Digital Banking Free Free Free
Debit Card Free - Instantly Issued Free - Instantly Issued Free - Instantly Issued
Unlimited Check Writing Yes Yes Yes
First Check Order 5 $5.00 towards 1st order of 20 $5.00 towards 1st order of 20 $5.00 towards 1st order of 20
eStatements Free Free Free
Online Check Images Free Free Free
ATM Access Free at WCU locations Nationwide Surcharge Free Access to 50,000+ ATMs Free at WCU locations Nationwide Surcharge Free Access to 50,000+ ATMs Free at WCU locations Nationwide Surcharge Free Access to 50,000+ ATMs
Shared Branching 5,000+ Shared Branching Locations 5,000+ Shared Branching Locations 5,000+ Shared Branching Locations
Optional Round Up Savings Round Up Savings Round Up Savings
Overdraft Protection Available Subject to Credit Approval Available Subject to Credit Approval Available Subject to Credit Approval
Apply Online Open Now Open Now Open Now
 
All Checking accounts can be opened with just $5. A $5 Workers Savings Account must be opened for membership. Please click on the individual account tabs above to review our important account information, also visit our fee schedule for complete details.
*Annual Percentage Yield (APY).
1 Earn a High Interest rate by doing all three requirements each statement cycle.
2 Other financial institutions may impose a surcharge for the use of their ATMs.
3 ATM refunds up to $10 per statement cycle when requirements are met.
4 Online Bill Pay is available for $3.95 per month, which covers 8 bills paid. Additional payments are $.50 each.
5 Standard safety paper checks only.