Checking Accounts*

  Xtreme Checking Big Picture Checking Interest Checking Student Checking 1 Just Checking
Minimum Daily Balance Required $0 $25,000 $5,000 $500 $0 $0
FREE Online Banking 1 Yes Yes Yes Yes Yes Yes
Online Bill Pay 5 Yes Yes Yes Monthly Service Charge Applies5 Yes Monthly Service Charge Applies5
Qualifying Relationship -12 Debit Card Purchases2
-Electronic Statements2
One Direct or ACH auto debit2
Combined Balances of Savings, Clubs, Checking, Money Market, CD, IRA,
Loans & Mortgages
Savings, Clubs, Checking, CD, IRA, Money Market Minimum daily balance to earn interest $5 Student Savings Share Savings Account
Earns Interest 1.75%APY2 Yes Yes Yes n/a n/a
Unlimited Check Writing Yes Yes Yes Yes Yes Yes
First Check Order 6 $5.00 discount on 1st order of 20 $5.00 discount on 1st order of 20 $5.00 discount on 1st order of 20 $5.00 discount on 1st order of 20 $5.00 discount on 1st order of 20 $5.00 discount on 1st order of 20
FREE eStatements Yes Yes Yes Yes Yes Yes
FREE Combined Statements Yes Yes Yes Yes Yes Yes
FREE Online Check Images Yes Yes Yes Yes Yes Yes
FREE foreign ATM Withdrawals3 Up to $10 each statement cycle4 Unlimited Unlimited 4 n/a n/a
Foreign ATM Charge Reimbursement Up to $10 each statement cycle4 n/a n/a n/a n/a n/a
Monthly Service Charge only if below minimum balance requirements $0 $20 $20 $10 $0 $0
Overdraft Protection Yes Yes Yes Yes Yes Yes
Apply Online Open Now Open Now Open Now Open Now Visit a local Workers branch Open Now
 
All Checking accounts can be opened with just $5. A $5 Workers Savings Account must be opened for membership. Please click on the individual account tabs above to review our important account information, also visit our fee schedule for complete details.
*Annual Percentage Yield (APY).
1 Must be a current full-time student and at least 16 years of age.
2 Earn Xtreme Rate by doing all three requirements each statement cycle.
3 Other financial institutions may impose a surcharge for the use of their ATMs.
4 ATM refunds up to $10 per statement cycle when requirements are met.
5 Online Bill Pay is available for $3.95 per month, which covers 8 bills paid. Additional payments are $.50 each.
6 Standard safety paper checks only.