Workers is a Small Business Administration lender with growing your business in mind.

With our guaranteed 72-hour response time for all Massachusetts business loan applications.  Workers does more to help your business seize new opportunities and grow. Apply for a business loan in MA today! It's easy to start a business relationship with us; contact Bill Mullin, SVP Commercial Lending at 978-353-7178 or email us.

 

GiveBack Program

 

All Workers MA Business Loans are included in the GiveBack Program.

 

 

 

Workers offers the following types of business loans in Massachusetts:

business loans Massachusetts

Commercial Real Estate Loan

This business loan is a fast, easy way to purchase or refinance your commercial and investment property. We offer very competitive rates for our business loans in MA, and terms owner/operators, developers and investors, with amortization up to 25 years and business loans as much as $8 million. Workers does not charge prepayment penalties on our MA business loans.


Apply now by calling 978-353-7178 or email us.

 
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Construction/Land Development Loan

For owners or developers, Workers can provide a construction loan for your new operating business or for a real estate investment. Limited to a maximum of six lots for new subdivisions, in amount up to $8 million.

 

Apply now by calling 978-353-7178 or email us.

 
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Business Line of Credit

Get the financial flexibility to help your business when needed. Workers can extend our Massachusetts business loans up to $100,000 on an unsecured basis with variable rates to meet the needs of your business.


Apply now by calling 978-353-7178 or email us.

 
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Business Term Loans

A fixed rate option with a variety of business loan terms, up to seven years. A term business loan is great for purchasing equipment, vehicles, expansion or even purchasing a new business. Our Massachusetts business loan amounts can be as low as $50,000 and as high as $8 million.

 

Apply now by calling 978-353-7178 or email us.

 
 
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Business Accelerator Program

AS LOW AS
5.74% APR*

For small business loans under $75,000, qualified business members can work directly with their local branch in Massachusetts on an expedited basis.

 

  • Micro Business Line of Credit as low as Prime** +3.0%
  • Competitive rates on the business loan for credit scores at 680
  • Easy application process
  • Apply for business loans under $75,000
  • Fast approval within 48 hours

Apply now by calling 978-353-7178 or email us.

 

*The Annual Percentage Rate (APR) is fixed, effective as of 1/1/2016.  APRs are subject to change at any time.  A 3-year term with an interest rate of 5.74% if repayable in 36 monthly payments of $30.27 per $1,000 borrowed.  One-time documentation fee of $350 applies, as well as other fees may apply.  Minimum loan amount $5,000.  Maximum loan amount is $75,000.  Workers Credit Union membership required.

**Current Wall Street Journal Prime Rate is 3.75%. 

 
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Small Business Administration Lending

Workers was named SBA's Credit Union of the year for 2014 in Massachusetts. Workers provides SBA Express, 7A and 504 lending structures for our MA business loans; we are also approved under SBA's Preferred Lending Program to provide faster access to capital.