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Business Checking Accounts

Different businesses have different needs. Business members of Workers' Credit Union have a choice of 4 different Checking Accounts:

All our business checking accounts have these common features:

• FREE Visa® Check Card with no annual fee
• FREE SUM ATM access
• FREE Check Imaging with statements
• FREE eStatements
• FREE Online Check Images
• FREE Combined Statements
• Business Online Banking
• Overdraft Protection
• Overdraft Privilege Service

Business Basic Checking

The Basic Checking Account is perfect for the business on a budget!

• No monthly balance requirement
• Designed for a low number of monthly transactions
• No monthly service charges unless the business exceeds more than 100 transactions* per statement cycle

Business Basic Plus Checking

This account is for the business that has a higher number of monthly transactions but wants to minimize costs.

• The account should maintain a higher daily balance to avoid service charges
• The account allows for 200 transactions* per month without any additional fees

Commercial Checking

This is for the business that has a large number of transactions every month.

• The average collected balance earns a credit allowance each month that offsets the monthly fee
• There is no monthly account minimum requirement but additional transaction fees may be incurred depending on the
  transaction type

Business Relationship Checking

This account is a no cost checking option.

• No monthly fees if at least $25,000 is maintained in total deposits per statement cycle
• The account allows for 200 transactions* per month without any additional fees

*Transactions are deposits, items deposited and checks paid

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