Workers Credit Union

Business Savings Accounts

Business membership at Workers' Credit Union is simple! Just open a $25 Business Share Savings Account or Business Premium Investment Account! It opens up the gateway to our many business products and services such as:

Our savings account is accessible via several convenient methods:

• PhoneLink
• Online Account Access
• Workers' ATM network*
• eStatements

To learn more about these convenient methods go to the Member Service Center.

Business Share Savings Account

A Business Share Savings Account establishes a business relationship with Workers'.

• Quarterly statement update of account transactions and balances (monthly if a Visa Check Card is linked to the account)
• It earns competitive dividends that are calculated using a daily balance method and are compounded daily and paid monthly
• Interest is paid on daily balances of $50 or more
• Share savings account is available as a passbook account

Business Premium Savings Account

A Business Premium Investment Account is designed for the business with a minimum of $10,000 to invest and can be either a statement or a passbook. The account pays a higher rate based on the balance in the account. The rates are based on the following tiers:

Tier 1:   $50-$999
Tier 2:   $1,000-$49,999
Tier 3:   $50,000 and greater

Click here for Rates
Terms and Conditions
Fee Schedule
Savings Calculators
 

*All of our Business Statement Savings Accounts can be linked to your Visa® Business Check Card. The card can be used at over 130,000 ATM machines worldwide which display the NYCE®,PLUS® or Cirrus® logos. Foreign ATM transactions on Money Market Checking Accounts are charged at $1.00 each. Other institutions may impose a surcharge for use of their ATMs.

**During any statement period, you may not make more than six withdrawals or transfers to another Workers' Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer or computer transfer or telephone order or instruction. No more than three of the six transfers may be made by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, additional transactions are charged at $9.50 each, and your account will be subject to closure by the credit union.