Business Savings Accounts1,2  in with options for your growing business.

Whether you are just starting your business or running your current one, Workers has great Business Savings accounts that meet the demands of your busy schedule.
Speak with a Workers Representative to open your Business Savings Account.

certified GiveBack seal

 

  All Business Savings accounts are included in the GiveBack Program.

 

 

Keep track of your business savings easily with:

  • PhoneLink
  • Online Banking
  • Mobile Banking
  • Workers ATM Network¹
  • eStatements

1. All of our Business Statement Savings Accounts can be linked to your Visa® Business Check Card. The card can be used at 30,000 surcharge-free ATM network machines worldwide which display the CO-OP®,SUM®, MoneyPass®, NYCE®, PLUS® or Cirrus® logos. Foreign ATM transactions are charged at $1.00 each. Other institutions may impose a surcharge for use of their ATMs.  Please review the fee schedule.
2.During any statement period, you may not make more than six withdrawals from your Business Savings Account, or transfers from your Business Savings Account to another Workers Credit Union account, or  to a third party by means of a pre-authorized, automatic or a computer transfer. You may not transfer from your Business Savings Account by telephone order, or instruction, check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations for your Business Savings Account set forth above in any statement period, additional transactions are charged at $9.50 each, and your Business Savings Account will be subject to closure by the credit union.

business savings accounts

Business Share Savings Account

Your Business Share Savings account  is your membership account, it features:

  • Quarterly eStatement update of account transactions and balances (monthly if VISA® Check Card is linked to the account)
  • Earns competitive dividends
  • Interest paid daily on balances of $50 or more
 
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Business Premium Savings Account

Our Business Premium Savings account earns a premium rate with higher balances.  It pays a higher rate based on the balance of your Business Premium Savings Account according to the following tiers:

  • Tier 1 - $50 - $999.99
  • Tier 2 - $1,000 - $49,999.99
  • Tier 3 - $50,000 or greater


Note: Maintain a daily balance of $10,000 or more on your Business Savings Account to avoid a $20 service fee for the monthly statement cycle.

 
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Business Money Market Savings Account

On our Money Market Business Savings accounts, interest increases as your balance grows.  Our Money Marketing Business Savings Account allows you to maximize your earnings with total account access.

Features of our Money Market Business Savings account include:

  • Earn a competitive rate for your Business Savings by depositing $1,000 or more
  • Maintain a daily balance of $500 or more and you will not pay a monthly service fee2 on your Business Savings account
  • Make unlimited deposits and withdrawals3 from your Money Market Business Savings account


The Money Market Business Savings account tiers earn interest based on these account balances:

  • Tier 1 - $50 - $999.99
  • Tier 2 - $1,000 - $9,999.99
  • Tier 3 - $10,000 - $49,999.99
  • Tier 4 - $50,000 and greater

 

1. Minimum daily balance on this Business Savings account must be $500 to avoid $5 monthly service charge per statement cycle.
2. During any statement period, you may not make more than six withdrawals from your Business Savings account, or transfers from your Business Savings Account to another Workers Credit Union account, or to a third party by means of a pre-authorized, automatic or computer transfer. You may not transfer by telephone order, or instruction, check, draft, debit card, or similar order to a third party.
3. If you exceed the transfer limitations for your Business Savings account set forth above in any statement period, additional transactions are charged at $9.50 each, and your Business Savings account will be subject to closure by the credit union.

 
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