The right lending option in Massachusetts for what you need right now.

Workers Credit Union is here for you through all of life's stages; during financially sound times and challenging times. Whether you need an auto loan for a new car, a personal loan for Massachusetts home repairs, or a line of credit, a consumer loan can help you affordably finance what you need now.

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  All Consumer Loans are included in the GiveBack Program.



Call, click, or visit a local Workers branch in Massachusetts to find out what lending options will best suit your financial needs.

Auto Center

We provide auto loans in Massachusetts to finance any new or used vehicle.


If you love your car but hate your loan, you can also refinance your auto loan in Massachusetts.


Click "Learn More" to see all of Workers MA Auto Loan options.

  • Pre-approval on our Auto Loans are available
  • Financing up to 100%
  • Low rates and affordable payment terms
  • AutoSmart online tool for auto research
  • Auto loan refinance option for current auto loan
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Student Loan

When you need to fund the financial gap between federal funding and aid, Workers has affordable Massachusetts Student Loan options.  We are committed to helping you find the best student loan option in MA for funding your continuing education.

Workers is partnered with StudentChoice, a program that provides information about colleges, scholarship opportunities and student loans in Massachusetts.

StudentChoice offers:

  • Undergraduate Student Loan
  • Graduate Business Student Loan
  • Private Consolidation Loan
  • PLUS Loan Refinancing



To find out more about Workers StudentChoice MA Student Loan options click "Learn More".

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Credit Cards

Workers offers personal and business Visa® and American Express® Credit Cards.


  • Visa Signature® Bonus Rewards Card
  • Visa Signature® Bonus Rewards PLUS Card
  • Cash Rewards American Express® Card
  • Travel Rewards American Express® Card
  • College Rewards Visa® Card
  • Visa® Business Bonus Rewards Card
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Personal Loans

Consolidate debt, pay off credit cards, fund your wedding day - there are many reasons for a personal loan.  Workers can help you accomplish your goals with a competitive rate personal loan.


Workers offers these personal loans:

  • Personal Loan
  • Savings Secured Loan
  • Checking Account Line of Credit
  • Heat Loan


For more information our Massachusetts Personal Loans click "Learn More".

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Heat Loans

Workers offers a 0% Heat Loan in Massachusetts in conjunction with MassSave to make your home more energy efficient.


Energy-efficient improvements eligible for the MassSave Heat Loan Massachusetts Program:

  • Attic, wall and basement insulation
  • High efficiency heating systems
  • High efficiency domestic hot water systems
  • Solar hot water systems
  • Energy Star® qualified windows


Visit MassSave for requirements or our Massachusetts Heat Loan.


*Heat Loans are not included in the GiveBack Program.

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