IT'S KNOWING THERE'S A SOLUTION TO YOUR PROBLEM...
AND SOMEONE TO HELP GUIDE YOU WHEN YOU NEED IT.

Sometimes you just need some help to get you over the hump — to consolidate debt, pay for education expenses or an unexpected home repair.  That's why there's a Workers Personal Loan to help you when you need it most.  You can relax knowing Workers trusts members in good standing and delivers some of the best personal loan rates in MA.

Apply Now

 

certified GiveBack seal
 

  All Personal Loans are included in the GiveBack Program.

 
 
Massachusetts Personal Loans

Personal Loans

Simplify your monthly payments by consolidating your debt, pay for educational expenses, or make a major purchase.  A Personal Loan can help you with your financial needs.

  • Maximum loan amount is $50,000
  • Minimum loan amount is $500
  • Repayment term is 72-month maximum and 6-month minimum
  • APR as low as 6.99%*
  • No application fee
  • Life and Disability insurance is available

 

Call 978-345-1021 to speak with a Member Service Representative today or email us.

*The Annual Percentage Rate on Workers' personal loan is as low as 6.99% APR up to 72 Months with a minimum of 6 months. The above rate represent the lowest possible rate currently offered. Rates subject to change without notice. Offers may be withdrawn at any time. Workers' Credit Union membership required. Subject to our normal credit requirements. No application fee.

 
Show More Information   Check Rates      Apply Now

Savings Secured Loan

Use a Certificate of Deposit or Share Account as collateral when in need of a loan.  A Savings Secured Loan has a low rate, while still keeping money in the credit union and receiving a high yield on your deposit.

 

  • Rates depend on the type of collateral used
  • Maximum term is 60 months
  • Life and Disability insurance is available

 

Call 978-345-1021 to speak with a Member Service Representative today or email us.

 
Show More Information      Apply Now

Checking Account Line of Credit

A Checking Account Line of Credit covers purchases made after writing a check or using a VISA® Check Card.

  • Attaches to a Workers Checking Account
  • Credit lines available up to $50,000
  • Covers debits that may be greater than the balance in the associated checking account
  • Advances the amount necessary to bring the account balance to $25 (not exceeding the credit line)
  • Finance charges begin accruing immediately after an advance is made
  • Monthly statements show any balance due
  • There is an annual $25 service fee

 

Call 978-345-1021 to speak with a Member Service Representative today or email us.

 
Show More Information   Check Rates      Apply Now