Take advantage of being a member by using our special services and offers.
BALANCE FINANCIAL FITNESS PROGRAM
Workers has partnered with BALANCE, a financial fitness program that provides access to free financial counseling services, webinars, articles and more.
BALANCE offers many programs to fit your specific financial needs:
- Money Management Counseling
Certified financial counselors help you develop both short and long-term financial strategies.
- Debt Management
Consolidate your credit card payments, lower payment amounts, and even reduce or eliminate interest fees.
- Credit Report Review
A counselor will review your credit report with you, making sure you know your rights. BALANCE can even provide a low-cost credit report.
- Financial Education Center
Education training modules to help you gain financial success.
Call the BALANCE InfoLine at 888-456-2227 Monday - Thursday 8 a.m. - 11 p.m., Friday 8 a.m. - 8 p.m., and Saturday 11 a.m. - 8 p.m. You may also visit https://wcu.balancepro.org/.
Workers AutoSmart can help you compare, find, and finance your next vehicle.
- Dealer Locater
- Build and research new autos
- Vehicle search
- Find a used vehicle
For more information on AutoSmart click Learn More.
Gap Insurance covers the cost between what you owe and the value of your vehicle if it sustains total damage loss by accident or theft.
If you don't make a substantial down payment upon purchasing or leasing a new vehicle you may want to consider Gap Insurance. Vehicles depreciate as soon as they leave the dealership. If you are unable to pay the difference between what is owed and what the vehicle is worth, gap may be a good option.
If you are leasing a vehicle some companies include Gap Insurance or loan/lease payoff coverage in their contracts. Make sure to view your contract prior to purchasing it from your insurance company.
If you have questions about Gap Insurance, speak with a Workers Member Services Representative at 978-345-1021 or email us.
VISA® and American Express® Credit Cards
You have choices when it comes to credit cards. Worker's offers several types, depending upon your needs.
- Visa Signature® Bonus Rewards Card
- Visa Signature® Bonus Rewards PLUS Card
- Cash Rewards American Express® Card
- Travel Rewards American Express® Card
- College Rewards Visa® Card
- Visa® Business Bonus Rewards Card
Apply for a Workers Visa or American Express Card by clicking the "Apply Now" button.
VISA® PREPAID GIFT CARDS*
- Stress free gift buying is possible with Visa® prepaid gift cards*.
- $20.00 minimum
- 7-year expiration date
VISA® RELOADABLE TRAVEL CARDS*
- Safety of travelers checks and the convenience of a plastic card
- Reloadable from $100 to $5,000
- Great for vacations or students going away to college
Use anywhere the Visa logo is displayed in-store and online, and by phone. Purchase one at any Workers branch today!
*Visa Prepaid Gift Cards - $3.95; Reloadable Travel Cards - $4.95. Cards may take up to 24 hours for activation, see your Visa Card Agreement for full disclosure and details. For assistance with your Visa Prepaid Gift or Travel Card call 1-866-833-2370.
Protect your card against unauthorized use when you shop online at participating retailers.
Click Here to sign into Mastercard SecureCode.
Payment Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if an unexpected life event happens to you. Simple eligibility requirements help ease the enrollment process.
If a protected life event happens to you (and you're a protected borrower on the loan), Payment Protection will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.
Protected events include:
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Contact a Workers Representative at 978-345-1021 or email us to ask about protecting your loans today.
*Payment Protection is a debt protection product offered by Workers Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a Workers Credit Union loan officer for additional information on benefit maximum, eligibility, limitations, and a copy of your contract.
AutoPREMIER is a concierge auto-buying program available FREE to members. Eliminating haggling with sales people.
Visit wcu.autopremier.com or call 800-830-8907 for more information.
ROUTE 66 EXTENDED WARRANTY
Route 66 gives you additional coverage for your vehicle even if your auto manufacturer warranty has expired.
For new and used vehicles.
LOVE MY CREDIT UNION
Workers partnered with Invest in America to offer you discounts off the following products:
- Credit Union AutoClub
- to shop
For more information on member discount through Invest in America visit lovemycreditunion.org.
Brought to you by cuRealty, HomeAdvantage offers the following services:
- Search for a home
- Research neighborhoods
- Referral to a trusted realtor
- Earn a rebate