Take advantage of being a member by using our special services and offers.

Member Resources


Workers has partnered with BALANCE, a financial fitness program that provides access to free financial counseling services, webinars, articles and more.

BALANCE offers many programs to fit your specific financial needs:

  • Money Management Counseling
    Certified financial counselors help you develop both short and long-term financial strategies.
  • Debt Management
    Consolidate your credit card payments, lower payment amounts, and even reduce or eliminate interest fees.
  • Credit Report Review
    A counselor will review your credit report with you, making sure you know your rights.  BALANCE can even provide a low-cost credit report.
  • Financial Education Center
    Education training modules to help you gain financial success.

Call the BALANCE InfoLine at 888-456-2227 Monday - Thursday 8 a.m. - 11 p.m., Friday 8 a.m. - 8 p.m., and Saturday 11 a.m. - 8 p.m.  You may also visit

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Workers AutoSmart can help you compare, find, and finance your next vehicle.

AutoSmart offers:

  • Dealer Locater
  • Build and research new autos
  • Vehicle search
  • Find a used vehicle

For more information on AutoSmart click Learn More.

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Gap Insurance covers the cost between what you owe and the value of your vehicle if it sustains total damage loss by accident or theft.

If you don't make a substantial down payment upon purchasing or leasing a new vehicle you may want to consider Gap Insurance. Vehicles depreciate as soon as they leave the dealership. If you are unable to pay the difference between what is owed and what the vehicle is worth, gap may be a good option.

If you are leasing a vehicle some companies include Gap Insurance or loan/lease payoff coverage in their contracts. Make sure to view your contract prior to purchasing it from your insurance company.

If you have questions about Gap Insurance, speak with a Workers Member Services Representative at 978-345-1021 or email us.

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VISA® and American Express® Credit Cards

You have choices when it comes to credit cards. Worker's offers several types, depending upon your needs.

  • Visa Signature® Bonus Rewards Card
  • Visa Signature® Bonus Rewards PLUS Card
  • Cash Rewards American Express® Card
  • Travel Rewards American Express® Card
  • College Rewards Visa® Card
  • Visa® Business Bonus Rewards Card

Apply for a Workers Visa or American Express Card by clicking the "Apply Now" button.

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  • Stress free gift buying is possible with Visa® prepaid gift cards*.
  • $20.00 minimum
  • 7-year expiration date


  • Safety of travelers checks and the convenience of a plastic card
  • Reloadable from $100 to $5,000
  • Great for vacations or students going away to college

Use anywhere the Visa logo is displayed in-store and online, and by phone.  Purchase one at any Workers branch today!

*Visa Prepaid Gift Cards - $3.95; Reloadable Travel Cards - $4.95.  Cards may take up to 24 hours for activation, see your Visa Card Agreement for full disclosure and details.  For assistance with your Visa Prepaid Gift or Travel Card call 1-866-833-2370.

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MasterCard® SecureCode™

Protect your card against unauthorized use when you shop online at participating retailers.


Click Here to sign into Mastercard SecureCode.



Payment Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if an unexpected life event happens to you.  Simple eligibility requirements help ease the enrollment process.


If a protected life event happens to you (and you're a protected borrower on the loan), Payment Protection will cancel or reduce repayment of your loan debt.  Help lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Contact a Workers Representative at 978-345-1021 or email us to ask about protecting your loans today.

*Payment Protection is a debt protection product offered by Workers Credit Union.  Enrollment in this debt protection product is voluntary and not required to obtain a loan.  Please contact a Workers Credit Union loan officer for additional information on benefit maximum, eligibility, limitations, and a copy of your contract.

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Do your banking anywhere with Workers Shared Branching Network Card.

By being a part of the CO-OP Shared Branching Network you can do your banking while traveling, if you move, or if you are away at school.

Shared branching gives you these benefits:

  • 5,000+ shared credit union branches available to make deposits and withdrawals
  • Use nearly 30,000 ATM locations nationwide
  • No fee Costco®, 7-Eleven® Stores, and Walgreen's ATMs from coast-to-coast
  • Member service center available 24/7 at 888-837-6500

Services available at CO-OP Shared Branches*

  • Deposits and withdrawals
  • Loan payments and loan advances
  • Visa® and/or Mastercard® cash advances*
  • Money orders
  • Notary Services*
  • and much more!

Stop by a Workers branch for your Shared Branching Service Card today!

*There may also be fees assessed for specific transactions performed and services obtained at a CO-OP Shared Branching location.  Individual credit unions may impose fees for using a CO-OP Shared Branching location in a different region.  Consult Workers Credit Union or visit for details.  Notary Publics posted fee as allowed by outlet owner's state law.  Requests may not be available at all locations or restricted by Workers Credit Union.  Visa® and/or Mastercard® Cash Advances may include a fee from card issuer.

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AutoPREMIER is a concierge auto-buying program available FREE to members. Eliminating haggling with sales people.


Visit or call 800-830-8907 for more information.



Route 66 gives you additional coverage for your vehicle even if your auto manufacturer warranty has expired.
For new and used vehicles.


Visit, speak with a Member Service Representative at 978-345-1021 or email us.


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Invest In America

Workers partnered with Invest in America to offer you discounts off the following products:

  • Sprint
  • Credit Union AutoClub
  • DirectTV
  • ADT
  • WCU Rewards to shop


For more information on member discount through Invest in America visit

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Brought to you by cuRealty, HomeAdvantage offers the following services:

  • Search for a home
  • Research neighborhoods
  • Referral to a trusted realtor
  • Earn a rebate
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Workers hosts several types of seminars throughout the year including home buyers, student loans, and retirement planning.  Please check back for the next upcoming seminar.

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