Workers Credit Union

Consumer Loans

Everyone has different reasons to borrow money. Workers' offers very competitive rates and easy methods to apply for and re-pay the loan. All of our consumer loan products below have a link attached to apply for the loan electronically. To speak with a loan representative call or stop by any of our convenient branches.

Below are our six main consumer loan categories:

Vehicle Loans

Workers' offers both new and used vehicle loans and will finance up to 100% of the selling price or the retail value of a new vehicle, whichever is less.

• Flexible terms: up to 84 months for new vehicles and up to 72 months for used vehicles
• Vehicle loans have a $100,000 maximum
• Save 1/2 percent off of the loan rate when opting for electronic loan payments
• Loan pre-approval is available
• Life, Disability and GAP insurance is available
• Workers' is partnered with Heritage Insurance. Members get auto insurance at a discount! Click here to find out more.

Vehicle Rates
Apply now!

Motorcycle Loans

Workers' will finance 100% of a new or used motorcycle loan with a maximum loan amount of $60,000. The loan amount is based on the retail value or purchase price, whichever is less.

• New & used motorcycle loans can be re-paid in up to 5 years
• Save 1/2 percent off of the loan rate when opting for electronic loan payments
• Loan pre-approval is available
• Life, Disability and GAP insurance is available
• Workers' is partnered with Heritage Insurance. Members get insurance at a discount! Click here to find out more.

Motorcycle loan rates
Apply Now!

RV/Trailer/Boat/Snowmobile/Jet Ski Loans

Workers' will finance up to 95% of a new or used RV/trailer/ boat/snowmobile/jet ski purchase. The maximum loan amount is $100,000. The loan amount is based on the retail value or purchase price, whichever is less.

• RV/trailer/boat/snowmobile/jet ski loans can be re-paid in up to 15 years
• Save 1/2 percent off of the loan rate when opting for electronic loan payments
• Loan pre-approval is available
• Life, Disability and GAP insurance is available
• Workers' is partnered with Heritage Insurance. Members get insurance at a discount! Click here to find out more.

RV/trailer/boat/snowmobile/jet ski loan rates
Apply now!

Personal Loans

A personal loan is used for any number of reasons, from affording that vacation in paradise to having enough cash for holiday shopping.

• The maximum loan amount is $50,000
• The minimum loan amount is $500
• The maximum term is 60 months
• Save 1/2 percent off of the loan rate when opting for electronic loan payments
• Life and Disability insurance is available

Personal loan rates
Apply now!

Savings Secured Loan

Use a Certificate of Deposit or Share Account as collateral when in need of a loan. A savings secured loan has a low rate while still keeping the money in the credit union and receiving a high yield on the deposit.

• Rates depend on the type of collateral used, i.e. Certificate of Deposit or Share Account
• Maximum term is 60 months
• Life and Disability insurance is available

Savings secured rates
Call the credit union to apply!

Manufactured / Mobile Homes Loans

Escalating housing prices make manufactured and mobile homes offers an attractive alternative. Workers' recognizes this alternative and has developed a program to fit this need.

• The maximum loan amount is $125,000
• The loan amount can go up to 80 percent of the lesser of the book value or the purchase price
• Maximum term is 240 months
• Save 1/2 percent off of the loan rate when opting for electronic loan payments

Manufactured/ Mobile Home rates
Apply now!

Additional fees may apply. Consult a loan representative for full details.

Credit Card Programs

Workers' offers a variety of credit card options for personal use. Our program is tailored to fit many different financial situations. We have card options available for students, rewards cards, travel cards and more.

Click here to learn more about our credit card options.
Apply Now!

Checking Account Line of Credit

A checking account line of credit covers purchases made after writing a check or using a VISAź Check Card.

• Attaches to a Workers' checking account
• Credit lines available up to $50,000
• Cover debits that may be greater than the balance in the associated checking account
• Advances the amount necessary to bring the account balance to $25 (not exceeding available credit line)
• Finance charges begin accruing immediately after an advance is made
• Monthly statements show any balance due
• There is an annual $25 service fee

Checking account line of credit rates
Apply now!

Home Improvement Loans

Workers' offers a flexible home improvement loan that is used to make those quick fixes around the house.

• Maximum loan is $50,000
• Maximum term is 240 months
• No lien placed on the property
• This loan is for primary residence only
• Workers' requires work estimates if loan amount exceeds $5,000
• Save 1/2 percent off of the loan rate when opting for electronic loan payments
• Life and Disability insurance is available

Home improvement rates
Apply now!