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Student Loans

When Federal Aid Just Isn’t Enough,  Workers’ Credit Union Can Help

The cost of college continues to rise, making it harder to afford. At  Workers’, we’re committed to helping students find the best funding for their education. Through a cooperative effort by many credit unions, we are pleased to make student loans available through Student Choice Loan Program. We can help you and your family fill in the gaps that federal aid may leave behind.

  • No origination fees
  • Lower interest rates
  • Deferment of principal and interest while in school
  • Flexible repayment terms
  • Easily apply online or by phone at 800-518-1589
  • Student  Choice Private Loan Fact Sheet

Learn more about a better way to pay for college through the Workers' Credit Union Student Choice Loan Program.

Requirements before applying for Credit Union Student Choice Loan:

  • Fill out a FAFSA (Free Application for Federal Student Aid) found at fafsa.ed.gov.
  • Apply for scholarships—you may be eligible for many of them.
    • Check with your college financial aid office for listings.
    • Free information on preparing for and funding education beyond high school including a
      scholarship search wizard can be found at studentaid.ed.gov.
  • Take the maximum amount of Federal Stafford Loans before applying for Student Choice Loan.
    On subsidized loans while you’re in school:
    • Government pays the interest
    • Caps the interest rate

Other Student Resources:

Participating Schools
Approximately 1,700 colleges and universities nationwide

College Preparation Checklist
From the U. S. Department of Education

Funding Education Beyond High School
The Guide to Federal Student Aid from the U.S. Department of Education

Top ten member questions about Student Loans

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815 Main Street, Fitchburg MA 01420 - 978-345-1021 or 1-800- 221-4020
Routing/Transit ABA Number: 211382931
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