IT'S PLANNING FOR RETIREMENT...
THEN GETTING A PLAN THAT WORKS FOR YOU.

At Workers Credit Union, our CFS* Financial Advisors will meet with you to determine your needs and long-term goals, then build a complimentary financial planning in Massachusetts that will help you uncover:

  • Which financial planning strategy is appropriate for you, for your family, and your future
  • Review various asset allocation models and investment vehicles used to build a nest egg
  • Your risk tolerance and time horizon
  • Help you understand the ups-and-downs of the market and how they may affect your long and short-term financial planning

To learn more about Massachusetts retirement planning, contact an Investment Representative today to schedule a free, no-obligation appointment in Massachusetts by email or by calling 978-353-7175.

Brocker Check

* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker- dealer (member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Workers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Our services include:

retirement planning Massachusetts

401K & Roth IRAs

Workers 401K savings for your retirement planning in Massachusetts.

Whatever road you take, be sure to take your 401(k) along with you. Even if you have left behind several 401(k) plans in the past, the Retirement Planning and Investment Center available in Massachusetts through CFS* at Workers Credit Union can help you:

  • Take control of your former employer's retirement plan
  • Obtain access to more investment choices for retirement planning in Massachusetts
  • Gain a greater flexibility for your retirement planning


Our Investment Representatives, available through CUSO Financial Services L.P. (CFS)* our broker dealer, will work with you to find the right financial solution. For more information on our MA retirement planning call 978-353-7175 or email us

Roth IRAs for financial planning in Massachusetts

A Roth IRA has specific eligibility and filing status requirements mandated by the Internal Revenue Service. A Roth IRA's main advantage for financial planning is its tax structure. Contributions are made only from earned income that has already been taxed (and is not tax deductible), but withdrawals up to the total of contributions are federal income tax free, and withdrawals of earnings (anything above the total of contributions) are often free of federal income tax. Consult a tax advisor for specific details.


Workers offers IRA products to help you satisfy your retirement planning needs. Just call or stop by any of our branches and speak to a Financial Services Representative in Massachusetts for retirement planning, call 978-353-7175 or email us.


* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker- dealer (member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Workers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

 
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Estate Planning

Your estate planning in Massachusetts can be a crucial part of financial planning. You have to think not only about your goals today, but also how your estate planning can help future generations.

At Workers, our CFS* Financial Advisors can help you. They are here to answer all your questions on estate planning in Massachusetts and can help you create a plan so you can feel confident your assets are distributed the way you desire.

Whether your estate is large or small, there are many issues to consider in creating an estate plan in Massachusetts.
For the eventuality of your death, our MA estate planning will help you determine:

  • Where will your assets go, and what is their value?
  • Who will take care of your finances?
  • Who should be responsible for taking care of your children?


To learn more about our MA estate planning and protecting your family, contact our CFS* Financial Advisors today to schedule a free no-obligation appointment in Massachusetts by calling 978-353-7175 or email us.


* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker- dealer (member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Workers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

 
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Life Insurance & Long-Term Care

Is your life insurance enough to cover all your needs? Have you thought about financial planning that involves insurance to cover you in case you're sick or hurt and can't work?

Let our CFS* Financial Advisors at Workers Credit Union help with your financial planning in Massachusetts to ensure your family is protected.

Examples of needs our insurance will cover:

Personal:

  • Death before loan/debt repayment can be finished
  • Disability Insurance
  • Long-Term-Care Insurance


Family:

  • Death of primary income earner
  • Education
  • Wealth transfer/preservation


To learn more about life insurance and protecting your family, contact our CFS* Financial Advisor today to schedule a free, no-obligation appointment in Massachusetts for financial planning by calling 978-353-7175 or email us.


* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker- dealer (member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Workers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

 
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