Here’s the how you can arrange for an Early Pay Day:

  • Take the plunge. Open a checking account at a Workers branch.
  • Tell the boss. Arrange for the direct deposit of your paycheck.
  • Grasp the concept. Businesses alert financial institutions ahead of time how much money will be deposited into everyone’s account on payday.
  • Check the date. Your salary will be available a day before your company’s normal pay day.
  • Enjoy the flexibility. That early access to money can make it easier to pay your bills on time or get your shopping done before the weekend.

Your Salary, Accelerated

When you were a kid, did you ever wish for your birthday to come sooner? At Workers, we certainly wouldn’t want to rush the next year. But we can make another exciting day get here quicker. Our Early Pay Day pumps your direct deposit salary into your checking account up to a full 24 hours earlier than normal. That means faster access to the money you’ve worked so hard for. Does that make you happy? We sure hope so.

Open My Account


Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Hudson, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.


*Preauthorized credits received by Workers Credit Union may be credited to your account up to one business day prior to the originally scheduled posting date. On certain occasions, we may not receive the information ahead of time and will not be able to post your deposit early. Instead, your direct deposit will be posted on your normal payday or as soon as we receive it. Workers Credit Union is not liable if we do not receive the preauthorized credit or fail to deposit these funds to your account early. We recommend that you do not write checks or authorize any other withdrawals against your directly deposited funds until you verify that they have been posted to your account. You are responsible for any overdraft fees from transactions clearing prior to your payroll deposit.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.