Putting money in our members’ pockets

The GIVEBACK is coming early April! We are gearing up for the 2017 GiveBack payout and we hope you are too! This year we are giving away $3.6 Million to our members, just for banking with us. If you are already a member, stay tuned for more information in mid-march

Finance 101. A credit union is not a bank. A credit union is owned by its members – people who deposit money there – and not by shareholders. Workers is a credit union. Ergo, you’re a part owner. That means you share in our success – big time. We tally up the money in your checking and savings accounts, add in loan balances, and then figure out how much cash we’re going to give you each year. In 2016, we handed out $3 million total. This year, we’ll try to do better. Bank on it.

Here’s how Workers’ GiveBack Program works:

  • Award formula. Payments are based on the average balance in accounts, including: personal and business checking, savings, IRAs, CDs, money markets, most mortgages, consumer loans, lines of credit, home equity lines and commercial term loans.
  • Decision makers. Our Board of Directors determines whether to make payouts, based on how well Workers performs financially and our future capital needs.
  • Trend line. 2017 will mark our fourth consecutive years with a payout.
  • Maximize returns. The sooner you get money into Workers’ accounts, the bigger your payback.
  • Learn more. To figure out how much you might get, and to get answers to other questions about the program, use our GiveBack Calculator.

Workers Credit Union provides banking services to greater Chelmsford, Westford, Acton, Groton, Townsend, Lunenburg, Lancaster, Leominster, Fitchburg, Orange, Lowell, Worcester, and Athol, MA. Become a Workers Credit Union member to benefit from our GiveBack Program.

Checking Account Tools


Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

High Interest Checking

Earn up to 1.75% APY*

cuSave Online Savings

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More for your money

As a member of Workers, you are enrolled in our give back program automatically. Don't believe us, see how much you could earn each year. Plus, enjoy access to valuable member resources and programs.