Take control of your finances by joining Workers Credit Union

  • Residency requirement. Workers is a state-chartered community credit union. Membership is open to all Massachusetts residents and employees of Massachusetts companies.
  • Open for business. Massachusetts business entities can become members as well, including sole proprietors, partnership, limited liability companies and corporations.
  • Minimum investment. Individuals can join by opening a Share Savings Account with as little as $5 or a high-rate cuSave Account with as little as $500.
  • It takes about 10 minutes to complete a membership application online. Or you can visit one of our convenient branches and speak to a Financial Services Representative.

Workers Can Work Wonders For You

OK, here’s the detailed list of qualifications for joining Workers Credit Union: Live in Massachusetts. Or work here. That’s it. You don’t have to be rich, employed by a certain company, reside in a certain county or be able to name the Federal Reserve chair. After you spend about 10 minutes opening your first account, you can take advantage of high returns on savings, low rates on loans and a wide range of convenient services. No, we’re not an exclusive club. We just like to make it feel that way.

Open a New Account


Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.

Become a Workers Credit Union member online or visit a branch for more information.

Checking Account Tools

New Account Openings PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

High Interest Checking

Earn up to 1.75% APY*

Auto Loans

Get in gear with a Auto Loan as low as 4.99% APR*


*A service charge is applied when the combined daily balance falls below the minimum during the monthly statement cycle. ***Additional fees may apply and other institutions may impose a surcharge for use of their ATM’s. Please refer to our fee schedule.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.