Our Rates Work Hard For Massachusetts Business Owners

Get more done with rates on business loans and business accounts that are structured to benefit you and your company. Make sure you read through our disclosures and fee schedule.

 Minimum Daily for InterestDividend RateAPY*
Business Savings (statement/passbook)$500.05%0.05%
Business Premium Savings$50-$999.990.05%0.05%
$50,000 or more0.20%0.20%
Business Money Market Account (statement)$50-$999.990.40%0.40%
$50,000 or more0.60%0.60%
Business Checkingn/a0.05%0.05%
Business Relationship Checkingn/a0.00%0.00%
Commercial Checking1n/a0.00%0.00%
Non Profit Checkingn/a0.00%0.00%

Rates subject to change at any time without notice unless otherwise noted.

Offers may be withdrawn at any time.

Workers Credit Union membership required; minimum balance to open is $5, unless otherwise noted.

Annual Percentage Yield (APY) and rates are effective as of July 1, 2020.

Fees may reduce earnings. See our fee schedule for specifics.

Interest compounded daily and paid monthly.

See our Business Deposit Account Agreement for terms and conditions.

1The Earnings Credit Allowance is 0.17% effective July 1, 2020, based on 90-day T-bill rates set on the first Wednesday of the month.


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A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.