Here’s why you might like Commercial Checking:

  • Bookkeeping ease. There are no minimum balance requirements.
  • Reduced fees. An earnings credit allowance can be used to offset the account’s $15 monthly service charge, and transaction charges of 75 cents per deposit, 10 cents per item deposited and 17 cents per check paid.
  • Lots of freebies. Business checking accounts come with Debit MasterCard with no annual fees, free access to 500,000 ATMs throughout the U.S., free eStatements, free mobile banking and free mobile deposit using our mobile app.

No Magic Needed to Make Fees Disappear

If you’re running a business with a higher volume of transactions, you need a checking account that keeps pace. With our Commercial Checking, you get all the convenient access you need with no minimum balance requirement. And the earnings credit* allowance offsets a range of fees your business might otherwise have to pay.

Contact Us


Convenient Locations

Workers Credit Union provides banking services to greater Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Fitchburg, Lowell, Worcester, and Athol, MA. Open your Commercial Checking today, contact us with any questions.

Checking Account Tools


* Earnings Credit Allowance on our Commercial Checking account is 2.38% for 4/2019 based on the 90-day T-Bill rate as set on the first Wednesday of each month for that month. The Earnings Credit is applied against the average collected daily balance on your Commercial Checking account minus a 10% reserve. Excess earnings credit are not carried over the next month. Please review the Business Deposit Agreement and Disclosure for complete details.
Subject to approval, interest rates may change at any time.
Carrier data rates may apply.

More for your money

As a member of Workers, you’ll enjoy access to valuable resources and programs. Plus, you’re automatically enrolled into our GiveBack program. See how much you could earn each year.