Get More From Your Daily Checking

  • Earn 1.75% APY on balances of $0-$25,000, if requirements are met1
  • Earn 0.40% APY on balances of $25,000.01 or more, if requirements are met2
  • Earn 0.10% APY on any balance if requirements are not met3
  • No minimum balance required to earn interest
  • Manage your money and pay bills anytime through Online Banking and Mobile Banking**
  • Includes a Master Card Debit Card  for easy, surcharge-free access to cash at Workers Credit Union and thousands of ATMs nationwide
  • Up to $10 reimbursement each month for other banks’ ATM fees if requirements are met

More Interest – Fewer Fees and Hassle

Take this checking account at its word. Members love it because of the rates it pays on the daily balance and all the convenient access it provides. You can say there’s…high interest in opening this account. But trust us, it’s much better than our punny jokes.

Open a New Account


Convenient Locations

Workers Credit Union provides banking services to greater Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Fitchburg, Lowell, Worcester, and Athol, MA. Open your High Interest Checking account online or contact us with any questions.

Checking Account Tools


Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Auto Loans

Get in gear with a Auto Loan as low as 4.99% APR*

cuSave Online Savings

Yes, we’re paying 1.00% interest. No, we’re not trolling you


1 To earn these rates, you must do these three things (per statement cycle):

  1. 12 debit transactions
  2. Have an eStatement
  3. Have one Direct Deposit or ACH

Free ATM fee refunds up to $10 per statement cycle when requirements are met. The 1.75% Annual Percentage Yield (APY) is earned on balances between $0-$25,000. (As of May 25, 2019, this range will change to $0-$15,000.)

2 For amounts $25,000.01 or more, a 0.40% APY will be earned. (As of May 25, 2019, this will change to $15,000.01 or more.) These rates can change at any time.

3 Our credit union checking account requirements must be met during each monthly statement cycle to earn these APYs. If not met, your account will earn 0.10% APY, and you will not receive ATM refunds for that monthly statement cycle. (As of May 25, 2019, this will change to 0.05%.) The minimum deposit amount to open a High-Interest Checking account is $5. No minimum balance required to earn interest. No monthly service charge. A $5 membership savings account is required. Available to personal accounts only. Please review the complete High-Interest Checking Truth in Savings Disclosure for complete details on using your checking account.

Subject to approval, interest rates may change at any time.
**carrier data fees may apply

More for your money

As a member of Workers, you’ll enjoy access to valuable resources and programs. Plus, you’re automatically enrolled into our GiveBack program. See how much you could earn each year.