Get More From Your Daily Checking*

  • Earn 1.26% APY on balances of $0-$15,000, if requirements are met1
  • Earn a range of 1.26%-0.66% APY on balances of $15,000.01 or more, if requirements are met1
  • Earn 0.05% APY on total balance, if requirements are not met2
  • No minimum balance required to earn interest
  • Manage your money and pay bills anytime through Online Banking and Mobile Banking**
  • Includes a Master Card Debit Card  for easy, surcharge-free access to cash at Workers Credit Union and thousands of ATMs nationwide
  • Up to $10 reimbursement each month for other banks’ ATM fees if requirements are met1

More Interest – Fewer Fees and Hassle

Take this checking account at its word. Members love it because of the rates it pays on the daily balance and all the convenient access it provides. You can say there’s…high interest in opening this account. But trust us, it’s much better than our punny jokes.

Open a New Account

Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Hudson, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.

Open your High Interest Checking account online or contact us with any questions.


Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Auto Loans

Get in gear with a Auto Loan as low as 3.99% APR*

cuSave Online Savings

Yes, we’re paying 0.50% APY.* No, we’re not trolling you


1 The following requirements must be met during each monthly statement cycle to earn these Annual Percentage Yield (APYs) rates:

  1. 12 POS debit card purchase transactions must post to your account
  2. Enroll and receive an eStatement
  3. Have one Direct Deposit or ACH auto debit

Free ATM fee reimbursements up to $10 per statement cycle only when requirements are met. The APY rate of 1.26% only applies to the first $0-$15,000. Balances of  $15,000.01 or more earn an interest rate of 0.40%, with an APY range for the entire balance of 1.26%-0.66%. This APY range assumes a deposit of $50,000 for illustration purposes only.

2 When above stated monthly statement cycle requirements are not met, the full balance in your account will earn 0.05% APY and you will not receive ATM reimbursements for that monthly statement cycle. No minimum balance to earn this APY.

*The minimum deposit amount to open a High-Interest Checking account is $5. No monthly service charge. A $5 membership savings account is required. Personal accounts only. APY rates are effective as of July 1, 2020 and may change at any time. Fees may reduce earnings. Offers may be withdrawn at any time. Please refer to our full Terms and Conditions Disclosure and our Fee Schedule for complete details.

**Carrier data fees may apply

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.