Here are just a few reasons why you might want Simple Checking.

  • Starting small? Fine. There’s no minimum balance.
  • Cost conscious? There’s never a monthly maintenance fee.
  • Bills to pay? We ease the pain with free, unlimited check writing.
  • Web savvy? Get free Online Banking access, and Online Bill Payment is available for $3.95 per month, which covers eight bills paid (additional payments are $0.50 each).

Simple Can be Such a Good Thing

Telephone marketers with loud voices. Car dealers with loud sportscoats. The world is full of people trying to sell you things you just don’t need. Not us. We recognize that some folks want a no-frills checking account that comes with a lot of value and very few rules. Simple Checking lets you write lots of checks with no monthly fees and no minimum balance. For many members of the silent majority, that’s just enough.

Open a New Account

Convenient Locations

Workers Credit Union provides banking services to greater Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Fitchburg, Lowell, Worcester, and Athol, MA. Open your Simple Checking account online or contact us with any questions.

Checking Account Tools


Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Auto Loans

Get in gear with a Auto Loan as low as 4.99% APR*

cuSave Online Savings

Yes, we’re paying 1.00% interest. No, we’re not trolling you


*Subject to approval, interest rates may change at any time.

More for your money

As a member of Workers, you’ll enjoy access to valuable resources and programs. Plus, you’re automatically enrolled into our GiveBack program. See how much you could earn each year.