A Money Market Checking Account Fits Your Savings Goals

In our Money Market Checking accounts, interest increases as your balance grows, allowing you to maximize your earnings with total account access.

  • Earn interest as high as 0.10% APY*
  • Minimum to open is $1,000
  • Free foreign ATM transactions

Workers created our high earning Money Market Checking Account to help you reach your savings goals — whether it’s a vacation, retirement or just a rainy day.

Open a New Account

Convenient Locations

Workers Credit Union provides in-person banking services and financial coaching at locations in Worcester, Lowell, Fitchburg, Gardner, Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Athol, Hudson, and Orange, MA.

Open your Workers Money Market Checking account online or contact us with any questions.


Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Mortgage Rates

30 Year Fixed
2.875% Rate  2.955% APR*

SaveUp Savings

Start saving big with just $5. The more you save, the more you earn!



  • Personal accounts only.
  • Rates subject to change at any time without notice unless otherwise noted.
  • Offers may be withdrawn at any time.
  • Subject to membership eligibility.
  • Workers Credit Union membership required; minimum balance to open is $1,000.
  • Annual Percentage Yield (APY) and rates are effective as of July 31, 2021.
  • Fees may reduce earnings. See our fee schedule for specifics.
  • Interest compounded daily and paid monthly.
  • Other institutions may impose a surcharge for use of their ATMs
  • Monthly fee waived for first statement cycle on NEW accounts only.
  • $7 monthly service charge if balance falls below $10,000.
  • Dividend Rates – The stated rates are based on multiple balance tiers which can be viewed here. Higher dividend rates are earned monthly based on the balance in the account as disclosed for each dividend tier.
  • Any student or person under the age of 18 are eligible for any of our accounts as long as they have an adult joint owner who is 18 or older.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.