Here’s how to get the most out of our Club Savings Accounts:

  • Start slowly. We’ll pay dividends on balances as low as $5.1
  • Keep it growing. Make deposits at a branch, by direct deposit or through automatic transfer from another Workers account.1
  • The big payoff. Vacation and Holiday Club Accounts earn dividends that are compounded daily and paid at maturity.1
  • Easy access. When the account matures, funds can be transferred directly to a Workers savings or checking account.1

Set a Goal, Stash Some Cash

No, we’re not talking about a golf club. Or a chess or sewing club. Or the wooden clubs Vikings once used to beat each other about the head. Financial institutions offer savings clubs to people looking to amass money especially for winter holiday shopping or special vacations. Basically, you set aside a few bucks here and there until the designated date comes. When the account matures, you collect all your cash and we pay you interest. Now that’s a club that’s hard to beat.


Contact Us to Open a New Account

Convenient Locations

Workers Credit Union provides in-person banking services and financial coaching at locations in Worcester, Lowell, Fitchburg, Gardner, Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Athol, Hudson, and Orange, MA.

Contact us with any questions or to open your Club Savings Account.

Club Savings PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

High Interest Checking

Earn up to 1.26% APY*

SaveUp Savings

Start saving big with just $5. The more you save, the more you earn!


Please note that the following disclaimer language applies to just Club Savings, no other products.
1 Rates are subject to change at any time without notice. Offer may be withdrawn at any time. There is a $5 minimum to open the account and $5 minimum to earn dividends. Fees may reduce earnings. There is no monthly minimum deposit required. Subject to membership eligibility. You must have a Workers Federal Credit Union membership. Holiday Club accounts will disburse the balance in the account plus dividends earned into either your Workers savings account or checking account that is linked to this account on October 1st of the respective year, while the Vacation Club will disburse on May 1st of the respective year. If you withdraw the funds from your respective club account prior to its disbursement date as noted above, you will not receive the dividends earned.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.