Here’s a crash course on our Student Savings Accounts:

  • The right age? You must be 16 to 25 years of age and a full-time student.
  • Making minimum wage? The minimum balance is just $5.
  • Want maximum returns? Our interest rate is 0.75% APY*, about 10 times the national average for savings accounts.
  • Need cash now? Access savings at no charge with a Workers ATM Card** at thousands of ATMs worldwide.
  • Keep in touch. Tap into your account through Online Banking and Mobile Banking.
  • You’re covered. Your savings account provides automatic overdraft protection for your Workers checking account.

Generating More Money for Your Generation

Millennials really know how to multi-task. You chat on your smartphone while sipping sophisticated coffees. Text friends while cramming for exams. Download tunes while stretching out before yoga class. What if you could also make money while doing these things? Just start one of our high-interest Student Savings accounts, and your money will be working for you every moment of the day. If anyone asks, just tell them you’re triple-tasking.

Convenient Locations


Contact Us to Open a New Account


Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.

Contact us with any questions or to open your Student Savings Account.

Student Savings PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Auto Loans

Get in gear with a Auto Loan as low as 4.99% APR*

Online Banking

We know you need to keep in touch with your finances


*APY (Annual Percentage Yield) Subject to approval, interest rates may change at any time.

**Student must be 16 to 25 years of age and be a full-time student. Workers debit card can be used at over 130,000 ATM machines worldwide which display the NYCE® , PLUS® , Cirrus®, SUM®, MoneyPass®, or CO-OP Network® logos. Additional fees on our savings accounts may apply and other institutions may impose a surcharge for use of their ATMs.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.