Woman smiling and holding a tablet
Consumer Loans Home Loans Personal Banking Joshua Williams

Know Your Credit Score

It is important to know the buying power that you have. Your credit score determines your creditworthiness to a financial institution. In other words, it represents how suitable you are to receive a loan. We will go over good and bad credit, what to do if you find a fraudulent account on your credit report, […]

Read more
Image of a student looking up
Consumer Loans Joshua Williams

Is Student Loan Refinance Right for Me?

Workers Credit Union is committed to providing tools and resources that help college graduates and parents understand student loan refinancing. We will go over the difference between refinancing and consolidating student loans, as well as the types of student loans available. Let’s get started. What types of student loans do I have and where can […]

Read more
Leasing vs Buying a new car thumbnail
Consumer Loans Elliott

To Lease or To Finance: That is the Question!

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a auto loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing. On the surface, the differences between leasing and buying a vehicle seem fairly straightforward. Leasing […]

Read more
List with check boxes Enroll in college, Diploma, Job
Consumer Loans Personal Banking Elliott

Saving for College

There’s no denying the benefits of a college education: the ability to compete in today’s job market, increased earning power, and expanded horizons. But these advantages come at a price. And yet, year after year, thousands of students graduate from college. So, how do they do it? Many families finance a college education with help […]

Read more
auto loans blog thumbnail
Consumer Loans Elliott

When Buying a Used Car Privately, Beware of “Curbstoning”

Auto dealers are expected to sell cars that meet certain consumer protection criteria. This may include providing a warranty that will cover the buyer’s costs if a car turns out to be a lemon. Unfortunately, some unethical dealers may attempt to bypass these laws by curbstoning. Curbstoning is when a dealer poses as a private […]

Read more