Here’s how to get fast returns from our Business Accelerator Program:

  • Quick infusion. Get a business loan from $5,000 to $75,000 for interest rates as low as 7.99% APR.*
  • Control cash flow. Get a micro-business line of credit for the Prime Rate plus 3%.**
  • Expedited application. Work directly with your local Workers branch and get your loan or credit line approved within 48 hours.
  • Credit standards. Entrepreneurs with credit scores of 680 or above can qualify for competitive loan rates.

Seed Money to Grow Great Ideas

It’s an age of ideas. And you have one. Will your business be the next Facebook, Uber or AirBnB? Or a slightly smaller enterprise that provides good jobs for the community? No one will ever know if you can’t get it off the ground. That’s where we come in. Workers’ Business Accelerator Program offers fast money – through low-cost loans and lines of credit – to help entrepreneurs turn visions into reality. You might not be the next Mark Zuckerberg. But we can help you leave your own mark.

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Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.

Contact us to get into the Business Accelerator Program or to get more information.


*The Annual Percentage Rate (APR) is fixed, effective as of January 2019. APRs are subject to change at any time. A 3-year term with an interest rate of 7.99% is repayable in 36 monthly payments of $31.38 per $1,000 borrowed. One-time documentation fee of $525 applies; other fees may apply. Minimum loan amount $5,000. Maximum loan amount is $75,000. Workers Credit Union membership required.

**Current Wall Street Journal Prime Rate is 3.25%.
Subject to approval, interest rates may change at any time.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.