We'll help you build from the ground up

Here’s the rundown of what we offer:

  • Loans available up to $12 million
  • Competitive rates and fast closings
  • Financing for businesses or investors
  • No prepayment penalties
  • Financing for a maximum of six lots in a subdivision

When You’re Building Up to Something Good

Commercial buildings, multi-family homes and subdivisions just don’t spring out of the ground. They need someone to level the land and install sewer lines and other infrastructure. And then they need someone to actually put up the buildings. And that someone is you. Workers offers Construction and Land Developments Loans for many types of projects. Our Commercial Lending Department can expertly guide you through the application process. But to avoid an unpleasant situation in the future, we wouldn’t trust them with the sewer work.


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Convenient Locations

Workers Credit Union provides in-person banking services and financial coaching at locations in Worcester, Lowell, Fitchburg, Gardner, Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Athol, Hudson, and Orange, MA.


Subject to approval, interest rates may change at any time.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.