Here’s how you can personally benefit from a Workers Personal Loan:

  • Merge loans. Simplify monthly payments by consolidating credit card balances and other debt.
  • Conquer bills. Get money to cover educational expenses or make a major purchase.
  • Reduce interest. Borrow for as little as 8.99% APR.*
  • Pick a number. Loan amounts can range from $500 to $50,000.
  • Choose terms. Repayment periods range from 6 months to 72 months.
  • Avoid charges. Personal Loans have no application fee.
  • Buy security. Life and disability insurance is available to protect borrowers.

Let Us Lend You a Helping Hand

First there was the broken furnace. Then came your kid’s broken foot. Which came hot on the heels of the broken transmission. Sometimes your life seems like one big bill factory. A personal loan can get you back on track. You can consolidate multiple debts – especially those on high-interest credit cards — into one lower monthly payment. Or supplement your savings and pay for major purchases or home repairs. We hope this news cheers you up. We’d hate to see you with a broken heart.

Apply Online


Convenient Locations

Workers Credit Union provides in-person banking services and financial coaching at locations in Worcester, Lowell, Fitchburg, Gardner, Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Athol, Hudson, and Orange, MA.

Apply for your Personal Loan online or contact us with any questions.

Personal Loan PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Auto Loans

Get in gear with a Auto Loan as low as 3.49% APR*

Home Equity Loans

It’s your foundation for financing large expenses.


*The Annual Percentage Rate on a Workers’ personal loan is as low as 8.99% APR up to 72 months, with a minimum of 6 months. The above rate represents the lowest possible rate currently offered. Rates effective as of July 1, 2021 and subject to change at any time. Offers may be withdrawn at any time. Workers’ Credit Union membership required. Subject to membership eligibility, credit underwriting, and our normal credit requirements. No application fee.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.