Here’s why you might consider a Finish Line Refi Mortgage:

  • Lots of choices. Borrow for as little as five years or as many as 12.
  • Lock in stability. Finish Line loans have fixed rates.
  • Low rates. Seven-year loans cost as little as 3.500% APR. 10-year loans are as low as 3.625%. 12-year loans are as low as 3.750%.
  • Lower costs. Pay just one $399 non-refundable application fee. There are no other closing costs.
  • Little waiting. Get your loan fast thanks to a fast approval and closing process.

The End is Near. Make it Come More Swiftly.

Tired of paying that monthly mortgage? It can be daunting, and it feels like you’ve been shouldering it forever. Here’s good news: You’re in the home stretch. The finish line is in sight. And we can help speed up the end game, because you have other plans for your money. If you’re looking to retire soon, or just want to escape the monthly payments, refinance to one of our short-term mortgages. With low fixed rates and low closing costs, you should be able to make a very fast decision.

Apply Online

Convenient Locations

Workers Credit Union provides banking services to greater Athol, Chelmsford, Fitchburg, Gardner, Groton, Hudson, Lancaster, Leominster, Lunenburg, Orange, Townsend, Westford, and Worcester, MA.

Apply for your Finish Line Refi Mortgage online or contact us with any questions.

Finish Line Refi Mortgage PAIRS WELL WITH...

Not ready to make the jump? Take a look at some of the other options, we’re sure you’ll find what you were looking for.

Certificates of Deposit

Get more from your money
CDs 0.50% APY* for 12 month

cuSave Online Savings

Yes, we’re paying 0.50% APY.* No, we’re not trolling you


* The Annual Percentage Rate (APR)is fixed and includes a 0.50% discount with electronic loan payments from a Workers Credit Union checking account. APRs are subject to change at any time. A 7-year term with an interest rate of 3.500% is repayable in 84 monthly installments of $13.44 per $1,000 borrowed. A 10-year term with an interest rate of 3.625% is repayable in 120 payments of $9.95 per $1,000 borrowed. A 12-year term with an interest rate of 3.750% is repayable in 144 payments of 3.750% per $1,000 borrowed. Minimum loan amount for all Workers Finish Line Refi products: $25,000 Minimum term of Finish Line Refi is five years, or 60 months and maximum term is 12 years, or 144 months. Borrower is responsible for property insurance and any cost or fees required by their current lender to have the loan refinanced with Workers Credit Union. Maximum loan amount not to exceed 80% of property value for the refinance of a single-family, owner-occupied primary residence and not exceed 75% of property value for an owner occupied second home residence. The program is available only for refinances of single-family, owner occupied residences, including condominiums, and is not available to refinance current Finish Line Refi loans. Requires active direct deposit into a Workers checking account within 60 days of Finish Line closing. Workers Credit Union membership required. Open a $5 savings account when you close your loan and you will be a member. Other restrictions may apply.
Subject to approval, interest rates may change at any time.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.