Here is why you might take a shine to a Workers Solar Loan:

  • No sticker shock. Borrow for as little as 3.99% APR to buy and install solar panels.*
  • Glowing terms. Loans have repayment terms of up to 12 years with 80% and 100% loan-to-value options are available. **
  • Brighter to buy. Consumer experts say purchasing panels (rather than leasing them) is best way to maximize the financial benefits of solar power.
  • Ray of hope. Interest on your loan might be tax-deductible. Ask your tax advisor for details.
  • Conducting business. Bring your solar panel installation contract when applying for a Workers loan.

A Bright Future for Your Electric Costs

You see those solar panels popping up everywhere. Along the Mass Pike. In what used to be farmers’ fields. On your neighbors’ roofs. Word is that they’re not only saving money on electric bills, they’re actually selling juice back to the utility. That’s high praise for the rays and now you want to feel the burn. The next step is to come to us for a low-cost loan that can help you buy solar panels and could lead you toward energy independence. Here comes the sun, indeed.

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Convenient Locations

Workers Credit Union provides in-person banking services and financial coaching at locations in Worcester, Lowell, Fitchburg, Gardner, Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Athol, Hudson, and Orange, MA.

Apply for your Solar Loan online or contact us with any questions.


The Annual Percentage Rate on our solar loan is as low as 3.99% APR up to 84 months. The monthly payment on an 84-month loan per $1,000 borrowed is $13.67. Annual Percentage Rates include a 0.50% discount for electronic payments from a Workers’ Checking Account. Subject to credit underwriting. Rates effective as of July 1, 2021 and subject to change at any time.

** Other rates and terms on solar loans are available. See rates for more information.

Offer applies to new solar loans in Massachusetts only on owner-occupied primary residence. Homeowners insurance required. Subject to our normal credit requirements. Rates subject to change without notice. Offers may be withdrawn at any time. Workers Federal Credit Union membership required.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.