Access your account in three easy steps:

Online Banking

  1. Go to the Workers Online Banking page
  2. Click “Set up”
  3. Follow the directions to begin

Mobile Banking

  1. Download the Workers Mobile Banking App from the App Store or Google Play
  2. Click on “Sign Up”
  3. Follow the directions to begin

Use Workers Mobile and Online Banking To:

Deposit Checks by mobile icon

Deposit a check

Deposit a check using Workers Mobile App. Endorse the back of the check and add, “For Mobile Deposit Only Workers CU.” Then, snap a picture of the front and back of the check. We also accept deposits at all of our branch locations. For detailed instructions, check out our blog!

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Transfer money

Use Workers Online Banking or the Mobile App to schedule a transfer from an external account to your Workers account. You can also set up a transfer into your Workers account using your other bank’s online or mobile banking. You will need our routing number, which is 211382931.

Pay bills by mobile icon

Member 2 Member Transfers

Instantly transfer money to other members of the credit union using Workers Online Banking or the Mobile App. All you need is their account number and first 3 letters of their last name.

Important: During the first 30 days of your account being opened, special rules about funds availability will apply*. New member funds are held for security purposes and to protect Workers members from fraud.



How to pay a Workers loan

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Pay online or through the
Workers Mobile App

Schedule a one-time or recurring payment from your Workers account using Workers Online Banking or Mobile app to, or from an external account.

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Pay from another account – outside of Workers

Schedule a payment from your external account to your Workers loan using that banks online or mobile banking app.

Make a transfer icon

Make a transfer from your
existing Workers account

Log in or register for Workers Online Banking or the Mobile App and make a transfer from your checking account to your loan account.



Earn more with Workers High Interest Checking

How to earn high interest**


    • Opt into eStatements in Workers Online Banking.
    • Make one electronic deposit into checking each month (direct deposit or transfer from another financial institution).
    • Make 12 debit card purchases per statement cycle.


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Use Workers
Bill Pay

Schedule and pay bills right from your Workers checking account using Workers Mobile App or Online Banking.

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How to activate your debit card

Activate your debit card by calling the number on your card, or by doing a balance inquiry at a Workers ATM.

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Mobile Wallet

Add your new debit card to mobile wallets like Apple Pay, Google Pay, Samsung Pay, PayPal and Venmo.

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Set up direct deposit –
with Early Pay Day!

Set up Direct Deposit and have your paycheck or other recurring deposits sent right to your checking or savings accounts – automatically.
You’ll need Workers’ routing number (211382931), your checking/savings account
number, and your account type. Just fill out our Direct Deposit Form and give it to your employer.



How do I find an ATM?

Use our ATM locator to find a surcharge-free ATM near you.

How do I set up Direct Deposit with my employer?

If your Human Resources department offers Direct Deposit, ask them for their direct deposit form. You will need to provide them with Workers’ routing number (211382931), your account number, and the account type, checking or savings account. You can also set up direct deposit using this direct deposit form.

How long does it take to get a debit or credit card?

A Workers instant issue ATM or Debit card can be obtained at any of our branches at time of account opening or after for replacements. Your new Debit MasterCard® and PIN (Personal Identification Number) will arrive within 5-7 business days after opening your account.

What types of ATM transactions are eligible for an ATM reimbursement?

When you use a Workers High Interest checking account debit card; deposits, withdrawals (including international), transfers or balance inquiries are all eligible for ATM reimbursements up to $10 per month. Workers will deposit the reimbursement into your checking account at the end of the statement cycle.

What is my mobile deposit limit?

Your current mobile deposit limit will vary based on your account. The limit will appear below the amount field once you select an account.

Why is my card not working when I have money in my account?

The chip-and-signature process is quick and easy. It’s also the most secure type of transaction.  Simply insert the card into the terminal, allow the transaction to process and sign for your purchase. However, this does leave some wiggle room for fraudsters. While only one person—the authorized cardholder—should know his or her card PIN, anyone could forge a signature in a chip-and-signature transaction. There are security features at some terminals that will decline a transaction, even with the chip, so try it again. But this time, as a PIN transaction.  Another benefit of chip-and-PIN cards is that some terminals only accept chip-and-PIN enabled cards. So, armed with this type of card, you can be sure to be able to make a purchase wherever you’d like. If you have any questions or find you are having trouble making a purchase using your Workers Credit Union debit card, please contact our member service department at 800-221-4020. A representative will be happy to assist you.


*If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits, cash, wire transfers, and checks drawn on Workers Federal Credit Union deposited to your account will be available on the day we receive the deposit. Funds from deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks, Social Security, and established “known” local payroll will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $5,525 will be available on the fifth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits may be held up to the fifth business day after the day of your deposit.

**Please note that the following disclaimer language in this footnote applies to just High-Interest Checking, no other products. Annual Percentage Yield (APY) and rates are effective as of July 31, 2021. Fees may reduce earnings. See our fee schedule for specifics. There is a $5 minimum to open the account. There is no account minimum balance required to earn dividends. The APY rate of 1.26% only applies to the first $0-$15,000. Balances of  $15,000.01 or more earn an interest rate of 0.40%, with an APY range for the entire balance of 1.26%-0.66%. This APY range assumes a deposit of $50,000 for illustration purposes only. In order to earn the higher first and second tier APY rates, per each statement cycle the following must occur:

  1. 12 POS debit card purchase transactions must post to your account
  2. Enroll and receive an eStatement
  3. Have one Direct Deposit or ACH auto debit

In addition to meeting the requirements listed above to earn the higher first and second tier APY rates and to receive up to $10 in ATM fee reimbursements the account must be open for the entire statement period otherwise, the base rate will be applied to the entire balance for the number of days in which the account was opened during the month, and you will not receive the ATM fee reimbursement. Must be a Workers Credit Union member.

  • Rates subject to change at any time without notice unless otherwise noted.
  • Offers may be withdrawn at any time.
  • Subject to membership eligibility.
  • Workers Credit Union membership required; minimum balance to open is $5, unless otherwise noted.

Subject to approval, interest rates may change at any time. Carrier data fees may apply.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.