Access your account in three easy steps:
Use Workers Mobile and Online Banking To:
Deposit a check
Member 2 Member Transfers
Important: During the first 30 days of your account being opened, special rules about funds availability will apply*. New member funds are held for security purposes and to protect Workers members from fraud.
How to pay a Workers loan
Pay online or through the
Pay from another account - outside of Workers
Make a transfer from your
Earn more with Workers High Interest Checking
How to earn high interest**
- Opt into eStatements in Workers Online Banking.
- Make one electronic deposit into checking each month (direct deposit or transfer from another financial institution).
- Make 12 debit card purchases per statement cycle.
How to activate your debit card
Set up direct deposit -
You’ll need Workers’ routing number (211382931), your checking/savings account
number, and your account type. Just fill out our Direct Deposit Form and give it to your employer.
How do I find an ATM?
Use our ATM locator to find a surcharge-free ATM near you.
How do I set up Direct Deposit with my employer?
If your Human Resources department offers Direct Deposit, ask them for their direct deposit form. You will need to provide them with Workers’ routing number (211382931), your account number, and the account type, checking or savings account. You can also set up direct deposit using this direct deposit form.
How long does it take to get a debit or credit card?
A Workers instant issue ATM or Debit card can be obtained at any of our branches at time of account opening or after for replacements. Your new Debit MasterCard® and PIN (Personal Identification Number) will arrive within 5-7 business days after opening your account.
What types of ATM transactions are eligible for an ATM reimbursement?
When you use a Workers High Interest checking account debit card; deposits, withdrawals (including international), transfers or balance inquiries are all eligible for ATM reimbursements up to $10 per month. Workers will deposit the reimbursement into your checking account at the end of the statement cycle.
What is my mobile deposit limit?
Your current mobile deposit limit will vary based on your account. The limit will appear below the amount field once you select an account.
Why is my card not working when I have money in my account?
The chip-and-signature process is quick and easy. It’s also the most secure type of transaction. Simply insert the card into the terminal, allow the transaction to process and sign for your purchase. However, this does leave some wiggle room for fraudsters. While only one person—the authorized cardholder—should know his or her card PIN, anyone could forge a signature in a chip-and-signature transaction. There are security features at some terminals that will decline a transaction, even with the chip, so try it again. But this time, as a PIN transaction. Another benefit of chip-and-PIN cards is that some terminals only accept chip-and-PIN enabled cards. So, armed with this type of card, you can be sure to be able to make a purchase wherever you’d like. If you have any questions or find you are having trouble making a purchase using your Workers Credit Union debit card, please contact our member service department at 800-221-4020. A representative will be happy to assist you.