Let you easily use the equity in your home to help cover large expenses.

Introductory home equity rates as low as Prime minus 1.00% APR*.
After introductory rate, currently [table “12” does not have that cell /]
APR*

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Account Benefits:

  • Various repayment terms
  • 80%2 and 100%3 loan-to-value options
  • Easy online application
  • Easy to access your money

Home Equity Loans

5- year fixed rate as low as 4.24% APR5

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HOME EQUITY OPTIONS

With a home equity line of credit, we set an overall limit and you decide when borrowing money is better than blowing a hole in your monthly budget.Go for a line of credit for ever-changing needs.

  • Home Equity Loan
  • When you need money for remodeling or major emergencies, leverage the value of your house and apply for a low-cost Workers’ home equity loan. Get a fixed-rate lump sum when you know your budget.

    Disclaimer

    1. Rates subject to change without notice. Offers may be withdrawn at any time. Workers’ Credit Union membership required. Other restrictions may apply.

    2. Annual Percentage Rate (APR) includes a .50% discount for automatic electronic loan payments from any Workers’ Checking Account. Rates subject to change without notice. Offers may be withdrawn at any time. Workers’ Credit Union membership required. Other restrictions may apply. Maximum combined loan to value is 80% for owner-occupied primary residence and 75% for owner-occupied second homes. Homeowner’s insurance is required. Subject to normal underwriting requirements. Minimum loan amount is $25,000.

    3. There is a 10-year draw period and a 10-year repayment period. Maximum combined loan to value is 100% for owner-occupied primary residence. An annual fee of $30 will be waived if the borrower has the monthly payment paid automatically from a Workers’ checking account. Offer applies to new Workers CU lines only. Homeowner’s insurance is required. $350 early termination fee will be charged if discharged within the first two years. Subject to normal underwriting requirements. Maximum interest rate is 18%. Minimum interest rate is 5.00% Current Wall Street Journal Prime is 5.25%. Minimum line amount is $25,000.