You need a roof over your head without it costing an arm and a leg.

5/1 Adjustable Rate Mortgage*

3.990% RATE** | 4.943% APR**

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Account Benefits:

  • Competitive rates
  • Various terms
  • Simple online application
  • Expert guidance from our team

30 Year Fixed Rate

Mortgage as low as 4.125% Rate* 4.293% APR*

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MORTGAGE OPTIONS

  • Adjustable Rate Mortgage 
  • Get a lower initial rate compared to a fixed option.

  • Construction Loan 
  • Finance your dream home from the ground up.

  • First-Time Homebuyers 
  • Access various options catering to first-time buyers. 

  • Finish Line Refi Mortgage 
  • Pay off your home within 12 years.

  • Jumbo Mortgage Loan 
  • Borrowing options beyond conventional $$453,100 limit.

  • Mortgage Refinancing 
  • Shorten your term, getting a lower rate or access cash.

  • Mortgage Team 
  • Our friendly experts will help you find the right mortgage fit.

    Disclaimer

    *All Annual Percentage Rates (APRs) are based on $100,000 loan to purchase a single family primary residence at a 60% Loan-Io-Value (LTV) and a FICO Score of 740 or greater unless otherwise noted. Conforming Fixed Rate Loan Limits: 1 family $424,000; 2 family $543,000; 3 family $656,350; 4 family $815,650. Reduced Closing Cost Option-Ask us about how we can greatly reduce your closing costs with alternative pricing options.

    **Adjustable Rate Mortgage (ARM) rates for purchase and refinance of 1-4 family owner-occupied properties only. 5/1 ARM available for construction of single-family owner-occupied property. Rates on ARMs may increase after closing at applicable adjustment term. Maximum loan amount of $2,000,000 at an 80% Loan-To-Value (LTV). All APRs are based on $100,000 loan to purchase a single family primary residence at a 60% LTV. ARMS 10/1, 5/1, 7/1: Caps 2% per adjustment and 6% over the lifetime of the loan. Index is 1-year treasury bill. Margin is 2.75%.
    ***All Annual Percentage Rates (APRs) are based on $480,000 loan to purchase a single family primary residence at a 75% Loan-To-Value (LTV) and a FICO Score of 740 or greater unless otherwise noted. Jumbo Rate Loan limits: 1 family $2,000,000 at 80% LTV. Lesser loan limits apply on LTVs greater than 80%.
    ****interest rates assume a purchase transaction of $100,000.00 on a single family primary residence with a down payment of 3.5 percent. VA, FHA & USDA Mortgages are not included in Workers Credit Union’s GiveBack Program. Programs for primary residence only. Programs subject to change.