Mortgage as low as 4.125% Rate* 4.293% APR*View Rates
*All Annual Percentage Rates (APRs) are based on $100,000 loan to purchase a single family primary residence at a 60% Loan-Io-Value (LTV) and a FICO Score of 740 or greater unless otherwise noted. Conforming Fixed Rate Loan Limits: 1 family $424,000; 2 family $543,000; 3 family $656,350; 4 family $815,650. Reduced Closing Cost Option-Ask us about how we can greatly reduce your closing costs with alternative pricing options.
**Adjustable Rate Mortgage (ARM) rates for purchase and refinance of 1-4 family owner-occupied properties only. 5/1 ARM available for construction of single-family owner-occupied property. Rates on ARMs may increase after closing at applicable adjustment term. Maximum loan amount of $2,000,000 at an 80% Loan-To-Value (LTV). All APRs are based on $100,000 loan to purchase a single family primary residence at a 60% LTV. ARMS 10/1, 5/1, 7/1: Caps 2% per adjustment and 6% over the lifetime of the loan. Index is 1-year treasury bill. Margin is 2.75%.
***All Annual Percentage Rates (APRs) are based on $480,000 loan to purchase a single family primary residence at a 75% Loan-To-Value (LTV) and a FICO Score of 740 or greater unless otherwise noted. Jumbo Rate Loan limits: 1 family $2,000,000 at 80% LTV. Lesser loan limits apply on LTVs greater than 80%.
****interest rates assume a purchase transaction of $100,000.00 on a single family primary residence with a down payment of 3.5 percent. VA, FHA & USDA Mortgages are not included in Workers Credit Union’s GiveBack Program. Programs for primary residence only. Programs subject to change.