We are no longer accepting new PPP loan applications. To apply for PPP loan forgiveness, please read the guidance and instructions below.

Existing PPP Loan Forgiveness

General PPP Forgiveness Guidance

  • Review all resources provided at the bottom of this page
  • Funds must be spent according to program guidelines:
    • 60% of loan proceeds must be used for payroll, 40% for other eligible expenses
    • Spend period can extend from 8 weeks to 24 weeks from either date of loan receipt OR from the first day of the next payroll cycle after loan receipt
  • Forgiveness is not guaranteed.

Apply for Loan Forgiveness

If the application is not submitted within 10 months following the last day of the loan forgiveness covered period, payments are no longer deferred and loan repayment will begin.
For example: a borrower whose covered period ends on October 30, 2020 has until August 30, 2021 to apply for forgiveness before loan repayment begins.

Questions? Please reach out to the Workers representative that helped you apply for your PPP loan.


For your convenience, we’ve compiled the following resources directly from the U.S. Department of the Treasury and will update as needed.

PPP General Information

To view all PPP rules, visit the U.S. Department of the Treasury website.

A Safe Place for Your Money

As a member of Workers, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the NCUA, up to $250,000, and the MSIC covers the rest. Now that’s safe keeping.