Here are some steps you can take to prevent online fraud:
- Beware of strangers. Don’t open emails from senders you don’t know.
- Sink links. Never access a website from a link in an email, especially one that asks for personal information.
- Suspicious minds. If you have doubts about the legitimacy of an email, don’t open it or respond.
- Dead giveaways. Beware of emails sent to you offering a prize or discount then asks you to create a User ID and Password.
- Don’t pay. If you receive a call claiming you won a prize but you must pay a fee to receive it, it’s most likely is a scam.
- Don’t answer. Never give private information over the phone to unknown callers claiming you owe money or won a prize.
- Stay current. Keep operating system and anti-virus software up-to-date.
- Study closely. Check financial statements regularly for fraudulent activity.
- Seal of approval. When purchasing items online, be sure the website has a Secure Site Seal and its URL is preceded by “https.”
- Protect yourself. Use strong passwords to stop thieves from hacking into your accounts.
- Here’s help. If you think you are a victim of a scam or fraud, contact stopfraud.gov.
Just Say No to Online Offers
Guess what? You won millions in the lottery! Well, no you didn’t. We’re just testing your ability to be skeptical when your email fills with too-good-to-be-true news. Your savings is constantly under attack by bad guys trying to trick you into sending money (beware the Nigerian prince) or attempting to unleash viruses so they can access your banking info. Here are tips for avoiding online fraud. Would we mislead you on this important subject? Never in a million years.
Workers Credit Union provides banking services to greater Chelmsford, Westford, Groton, Townsend, Lunenburg, Lancaster, Leominster, Fitchburg, Orange, Lowell, Worcester, and Athol, MA. Contact us to learn more.