Workers Visa Smart Business Rewards

More rewards, no point limits.

Apply Now
Home Your Life Your Business Business Credit Cards Visa Smart Business Rewards
Woman drinking latte

$200 Bonus*

Earn 20,000 bonus rewards points when you spend $500 in the first 90 days.

  • No fee for additional employee cards
  • Mobile payments and 24/7 service
  • Zero fraud liability
Apply Now

 

 

Debit/ATM card icon

2X Rewards

Earn 2 points in your top spend category each month, automatically1.
Checkmark icon

1X Rewards

Earn 1 point on all other eligible purchases1.
Money growing concept icon

No Caps or Limits

on the number of points you can earn1.

 

 

The Elan Reward Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Elan Financial Services may change APRs, fees and other Account terms in the future based on your experience with it and its affiliates as provided under the Cardmember Agreement and applicable law.

Subject to credit approval.

*A one-time bonus of 20,000 points will be awarded if you are approved and eligible net purchases totaling $500 or more are made on the Authorized Officer's Card within the first 90 days of account opening. These bonus points will be awarded on your monthly billing statement. This offer may not be combined with any other bonus offer. Additional bonus points are earned only on Authorized Officer purchases. Please allow 6-8 weeks for your bonus points to be credited to your account.

1Smart Business Rewards Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories ("Highest Categories") each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Please visit card.myaccountaccess.com/smartbusinessVisa to see the full list of eligible merchant categories. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Points expire five years from the end of the quarter in which they are earned.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.