Annuities & Other Income Strategies

Home Retirement Planning & Investment Center Distribution & Income Replacement Annuities & Other Income Strategies

Generate Income for the Years Ahead

As you enter retirement and leave your full-time career, you may be looking for other sources of income.  Fortunately, we can help you create a predictable income stream by:

  • Identifying your basic and discretionary expenses
  • Anticipating future expenses
  • Optimizing current sources of retirement income
  • Developing a personalized income strategy
  • Addressing ways to manage the on-going changes in healthcare during retirement

Supplement Retirement Income with Annuities

Annuities are investment contracts issued by insurance companies that provide retirement income for a specified period of time. Payments can begin immediately, or you can defer your annuity and grow your investment, tax-deferred, until your payout begins. We will explain annuity types and help you determine whether a fixed, variable or indexed option is right for you.

Social Security

To get an estimate of your Social Security benefits, visit the Social Security Administration website. Did you know…once you reach normal retirement age, you can earn as much as you want without affecting your Social Security retirement benefit. A financial advisor can help you decide when to start taking your benefit.

Contact the CFS team to schedule a complimentary, no-obligation appointment.


Resources to Help You Plan for Retirement:

Retirement Income Planning Webinar

This on-demand webinar will review how to transition your retirement fund from savings to income.

Retirement Income Calculator

Enter details about your anticipated retirement and 401(k) and we’ll tell you how much your 401(k) account may provide.

Retirement Planning Calculator

Enter estimated details about your retirement savings and we’ll tell you how much you should consider saving each month.

¹Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Atria Wealth Solutions, Inc. (""Atria"") is a modern wealth management solutions holding company. Atria is not a registered broker-dealer and/or Registered Investment Advisor and does not provide investment advice. Investment advice is only provided through Atria's subsidiaries. CUSO Financial Services, LP is a subsidiary of Atria. Fixed insurance products are offered through Next Financial Insurance Services Company.

CFS Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.