A checking account with interest?  Believe it.  Workers understands you work hard for your money and you shouldn't be nickeled and dimed for something you need for everyday living.  That's why we created High Interest checking ccount.  It's an interest checking account that will never charge you any fees.  Because that's the way banking should be.

Compare our checking account features here.

Free Checking Account with high interest
certified GiveBack seal- high interest checking account

All Workers Checking Accounts are included in the GiveBack Program.

It's easy to join Workers, just open a $5 savings account in any branch. We can make switching your account easy.

High Interest Checking Account

1.75%APY[1]         0.40%APY[2]
Balances of $0 - $25,000 AND          Balances over $25,000 OR

0.10% APY[3]  Earned if requirements are not met


Want interest checking with no fees?  Workers High Interest Checking is a free checking account that can earn you a higher interest rate.


  • No fee checking account with no minimum balance to earn interest
  • 24/7 account access to your checking account with iPhone®, iPad®, Smart Watch and Android™ Apps
  • Free Online Bill Pay
  • Get reimbursed up to $10 per month in fees from other bank ATMs
  • Our credit union checking account requirements must be met each statement cycle

[1]To earn these rates, you must do these three things: 12 debit transactions, have an eStatement and one Direct Deposit or ACH per statement cycle. Free ATM fee refunds up to $10 per statement cycle when requirements are met. The  1.75% Annual Percentage Yield (APY) is earned on balances between $0 and $25,000. [2]For amounts greater than $25,000, a  0.40% APY will be earned. These rates can change at any time. [3]Our credit union checking account requirements must be met during each monthly statement cycle to earn these APYs. If not met, your account will earn 0.10% APY, and you will not receive ATM refunds for that monthly statement cycle. Rates as of March 10, 2015 . The minimum deposit amount to open an high interest checking account is $5. No minimum balance required to earn interest. No monthly service charge. A $5 membership savings account is required. Available to personal accounts only. *Information on bank national rate averages can be found here. The deposit rates of credit unions are not included in the calculation.

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Free Checking

Workers Free checking, get easy access to your finances, with a credit union checking account that has no-cost minimums.


  • No minimum balance
  • No monthly maintenance fee
  • Overdraft protection with auto-transfer
    from savings
  • Free Online Banking and Bill Pay
  • Free mobile banking using Workers iPhone®,
    iPad®, or Android™ Apps
  • Free first order of 20 checks
  • Free eStatements
  • Free MasterCard® Check Card

Stop by any Workers branch to open a Free Checking Account

. The minimum balance to open the Freee Checking Account is $5. Overdraft Protection with auto-transfers from savings accounts is $5 per transfer. Other institutions may impose a surcharge for use of their ATMs. Please review Important Account Information brochure for complete details.

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Simple Checking

Workers Simple Checking is the perfect account if you just want to write checks with no minimum balance.


  • No minimum balance
  • Free first order of 20 checks
  • Unlimited check writing
  • No monthly maintenance fee
  • Online banking access*

*Online Bill Payment is available for $3.95 per month, which covers 8 bills paid. Additional payments are $0.50 each.

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Money Market Checking

A Workers Money Market Checking account fits your individual and family savings goals. 

  • Earn interest as high as 0.90% APY*
  • Minimum to open is $1,000
  • Four free foreign ATM transactions each month
    ($1.00 per thereafter)***
  • Qualifies for the GiveBack program - Learn more at!

*Annual Percentage Yield (APY) shown as of July 1, 2017. Monthly fee waived for first statement cycle on NEW accounts only. Minimum to open is $1,000. Offers may be withdrawn at any time. $7.00 monthly service charge if balance falls below $10,000. Rates subject to change without notice. Offers may be withdrawn at any time. Workers’ Credit Union membership required. Dividend Rates – The stated rates are based on multiple balance tiers. Higher dividend rates are earned monthly based on the balance in the account as disclosed for each dividend tier. Available for personal accounts only. Please refer to our Terms and Conditions and our Fee Schedule.

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