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Workers' Credit Union Disclosures

Below is a list of the important account disclosures:

• Personal Account Fee Schedule: Lists all fees associated with personal accounts
• Federal Reserve Regulation D: Federal Reserve Regulation D explained
• Discretionary Overdraft Privilege Policy
• Online Saving Account Disclaimer: Discusses all terms and conditions associated with the Online Savings Account
• Business Account Fee Schedule: Lists all fees associated with business accounts
• Business Deposit Agreement & Disclosure: Discusses all terms and conditions associated with Business Deposit Accounts
• Important Notice for Business Depositors of Workers’ Credit Union: Federal Regulation GG, also known as the Unlawful Internet Gambling Act of 2006, requires that Workers’ Credit Union provide you with the following notice concerning use of your business deposit account(s) with us.
• Terms and Conditions Disclosure: Discusses all terms and conditions associated with personal deposit accounts including Electronic Transfers, Funds Availability, and Truth in Savings
• Home Banking Service Agreement: Discusses all terms and conditions associated with the Home Banking service
• Bill Payment Service Agreement: Discusses all terms and conditions associated with the Bill Payment service
• Money Mover Service Agreement: Discusses all terms and conditions associated with the Money Mover service
• eStatement Service Agreement: Discusses all terms and conditions associated with the eStatement service
• Text Message Banking Service Agreement: Discusses all terms and conditions associated with the Text Message banking service
• FinanceWorks Service Agreement: Discusses all terms and conditions associated with the FinanceWorks service

Workers' Credit Union is confident of our system's ability to protect all transactions available herein; however, certain portions of this system are for the use of authorized users only. Those portions are a private computing system; use is restricted to authorized individuals. Actual or attempted unauthorized use of restricted portions will result in criminal and/or civil prosecution. We reserve the right to view, monitor and record activity on the system without notice or permission. Any information obtained by monitoring, reviewing or recording is subject to review by law enforcement organizations in connection with the investigation or prosecution of possible criminal activity on the system. If you do not consent to continued monitoring, exit the system at this time.