Workers' Credit Union, Doing what's right for you
What can we do for you?
Workers' Credit Union MA, Free Checking Accounts

No one checking account can fit everyone's needs. You may be looking for a high interest rate while banking electronically. You could be a student or member who just wants a simplified, frill-free account.

We have a checking account that fits the way you live and can deliver what you need. View the chart below to find which checking account fits you best. It's easy to join Workers', just open a $25 savings account. We even make switching your account easy with our Big Bank Break-up Kit.

Click to download Workers' Personal Checking Brochure
  Xtreme Checking Big Picture Checking Interest Checking Student Checking Just Checking
Required Minimum Daily Balance $0 $25,000 $5,000 $500 $0 $0
Qualifying Relationship

• 12 debit card purchases2
• Electronic Statement2
• One Direct Deposit or ACH auto debit2

Combined Balances
of Savings, Clubs, Checking, Money Market, CD, IRA, Loans & Mortgages
 

Savings, Clubs, Checking, CD, IRA, Money Market


 

Balances above
$2,500 earn a higher rate of interest

Student Savings

Share Savings
Account

Earns Interest 1.75%  APY* brown_check dark_green_check green_check n/a n/a

FREE
Foreign ATM Withdrawals3

Foreign ATM Charge Reimbursement

Up to $10 each statement cycle4

Unlimited Unlimited 4 n/a n/a
n/a n/a n/a n/a n/a
FREE Workers' Online Banking blue check brown_check brown check yellow_check yellow check yellow_check
FREE Online
Bill Pay5
blue check brown check brown check Monthly Service
Charge Applies5
yellow check Monthly Service
Charge Applies5
Unlimited Check Writing blue check brown check brown check yellow_check yellow check yellow_check
1/2% Loan Discount with Auto Pay blue check brown check brown check yellow_check yellow check yellow_check
FREE First Check Order6 20 20 20 20 20 20
FREE
eStatements
blue check brown check brown check yellow_check yellow check yellow_check
FREE Online Check Images blue check brown check brown check yellow_check yellow check yellow_check
FREE Combined Statement blue check brown check brown check yellow_check yellow check yellow_check
Overdraft
Protection
blue check brown check brown check yellow_check yellow check yellow_check

Monthly Service Charge
only if below minimum balance requirements

$0 $20 $20 $10 $0 $0
   Open Now Open Now   Open Now Open Now  Please visit
your Workers' Branch
Open Now 
All Checking accounts can be opened with just $25. A $25 Workers' Savings Account must be opened for membership.
Please click on the individual account tabs above to review our important account information, also visit our fee schedule for complete details.
*Annual Percentage Yield (APY).
1 Must be a current full-time student and at least 16 years of age.
2 Earn Xtreme Rate by doing all three requirements each statement cycle.
3 Other financial institutions may impose a surcharge for the use of their ATMs.
4 ATM refunds up to $10 per statement cycle when requirements are met.
5 Online Bill Pay is available for $3.95 per month, which covers 8 bills paid. Additional payments are $.50 each.
6 Standard safety paper checks only.

 

815 Main Street, Fitchburg MA 01420 - 978-345-1021 or 1-800- 221-4020
Routing/Transit ABA Number: 211382931
2007 Workers' Credit Union. All rights reserved.

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