Online Service Center

Checking Accounts

Talk about convenience! Workers' Credit Union has five different Checking Accounts to choose from:

All our checking accounts have these common features:

• FREE Visa® Check Card with no annual fee 
• FREE Check Imaging with statements
• FREE Home Banking
• FREE First Order of 20 Checks
• FREE eStatements
• FREE Online Check Images
• FREE MoneyWorks Financial Review
• FREE Credit Report Analysis
• FREE Combined Statements
• FREE Direct Deposit
• 1/2% discount on consumer loans with electronic payment from checking account
• Higher rates on selected CDs with direct deposit to your checking account
• Overdraft Privilege Service - learn more 

Xtreme Checking

Great Rate - 2.00% APY*

If you are looking to earn CD-type rates on your checking account balance without tying up your money for a fixed period of time, Go Xtreme!

• FREE ATM Transactions Anywhere*
• FREE Online Bill Pay at Workers' Online
• NO Minimum Balance to earn interest
• NO Monthly Fees

Earn our Xtreme rates by doing this each statement cycle:

• Twelve debit card purchases
• Receive your monthly statement electronically
• One direct deposit or one ACH auto debit

Xtreme Checking - 2.00% APY* on balances of $0 - $25,000
                                    0.75% APY on balances greater than $25,000
                                    0.10% APY Base Rate

Rates
Terms and Conditions
Xtreme Statement Cycle
Fee Schedule
Savings calculators
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* Free ATM fee refunds up to $10 per statement cycle when requirements are met. The 2.00% Annual Percentage Yield (APY) is earned on balances between $0 and $25,000. For amounts greater than $25,000, a 0.75% APY will be earned. These rates can change at any time. Account requirements must be met during each monthly statement cycle to earn these APYs. If not met, your account will earn 0.10% APY, and you will not receive ATM refunds for that monthly statement cycle. Rates as of  February 4, 2012 . The minimum deposit amount to open an Xtreme Checking account is $25. No minimum balance required to earn interest. No monthly service charge. A $25 membership savings account is required. Available to personal accounts only. Please refer to our Terms and Conditions and our Fee Schedule for specific account details and fees.

Big Picture Checking Account

Take advantage of your total relationship at Workers' that will save you money, time and effort.

• FREE unlimited check writing
• FREE unlimited foreign ATM transactions*
• FREE Online Bill Pay
• FREE first order of 20 checks
• Pays Dividends

Other accounts that qualify when opening a Big Picture Checking account:

• Big Picture Super Savings account
• Big Picture Money Market account

Choose to either maintain a daily balance of $5,000 in total deposits or $25,000 in combined deposits and loans to avoid service charges**. All deposit accounts plus outstanding loan balances are used to qualify for the appropriate relationship.

Rates
Terms and Conditions
Fee Schedule
Savings calculators
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Interest Checking Account

With Interest Checking, you'll not only earn a competitive interest rate to start with, but you will earn a higher rate when your minimum daily balance is $2,500 or more. Maintain a minimum daily balance of $500 in each monthly statement cycle to avoid a monthly service fee.

• Balances of $2,500 or more will earn a higher rate
• Unlimited check writing
• Four Free foreign ATM transactions each month ($1.00 per thereafter)*

Rates
Terms and Conditions
Fee Schedule
Savings calculators
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Just Checking

Totally free checking for members who write a low number of checks each month. 

• No minimum balance
• Free first order 20 checks
• Unlimited check writing
• No monthly maintenance fee 

Rates
Terms and Conditions
Fee Schedule
Savings calculators
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Free Student Checking Account***

• No minimum balance
• No monthly maintenance fee
• Overdraft Protection with auto-transfer from Savings!
• Free Online Banking and Bill Pay
• Free first order of 20 checks 
• Free eStatements
• Free VISA® Check Card
   

Rates
Terms and Conditions
Fee Schedule
Savings calculators
 

*Additional fees may apply and other institutions may impose a surcharge for use of their ATM's
**A service charge is applied when the combined daily balance falls below the minimum during the monthly statement cycle
***Student must be 16 to 25 years of age and be a full-time student. The minimum balance to open the Student Checking Account is $25. Overdraft Protection with auto-transfers from savings accounts is $5 per transfer. Other institutions may impose a surcharge for use of their ATMs. Please review Important Account Information brochure for complete details.