Identity Theft Insurance

Fundamental Coverages in Most Stand-Alone Identity Theft Policies

While coverage does not prevent identity theft itself, it reimburses the expenses associated with it should it happen to the insured, their spouse or resident children.¹ Covered expenses typically include:

• Counseling with a licensed private investigator
• Data breach notifications
• Identity restoration
• Credit card activity alerts
• Bank account activity alerts
• Fictitious identity monitoring
• Policies do not reimburse for stolen funds, documents or property. In many cases, the cost of reporting and restoring your identity can be far more costly than the actual loss of funds.

It’s important to discuss your needs with a Workers Insurance agent before purchasing identity theft insurance so they can help you determine what you need.