Certificates of Deposit (CDs)

¹Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Minimum balance to open a CD is $500 and $1,000 to open an IRA Certificate.  Featured APY is based on a 5-month term. Please refer to your CD account disclosure and account terms and conditions provided at account opening for additional information. Annual Percentage Yield (APY) and rates are effective as of .

APY assumes the funds and interest remain on deposit during the stated term. Withdrawals may reduce earnings and early withdrawal penalties may apply. Deposits cannot be made during the term of the account. Other fees may reduce earnings. See our fee schedule for specifics. For terms less than 12 months simple interest will be paid at maturity. For terms 12 months or more dividends are compounded daily and paid monthly. Dividends calculated based on the daily balance method.  Consult a financial/tax advisor regarding IRA tax deductibility and contribution limits. 

²⁵-Month Term Special available for a limited time only. This account automatically renews at maturity, unless we received written notice from you within the grace period mentioned below. Note: Certificates and IRAs will automatically renew upon maturity into a 6-month regular term certificate or IRA unless written notice is received 30 days prior to maturity or during the grace period. See CD account disclosure and account terms and conditions provided at account opening for additional information.