¹APR=Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. Subject to credit underwriting and approval. Loan amount, payment, rate, and terms may vary based upon an individual’s credit history and underwriting factors. Minimum monthly payment of $150. or the payment per $1,000 borrowed, whichever is greater. Visit our rates page for all available rates and terms. Rates effective as of , subject to change at any time and may increase after consummation. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Must be 18 years of age or older to be eligible.

²APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account  cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms

³Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.

⁴Cost of Payment Protection is based on your loan amount and chosen add-ons. This service helps cover the cost of your loan should you be unable to pay due to unemployment, disability, or death. Please contact us for details.

⁵Fuel Fund Loan: Automatic electronic loan payment from any Workers Checking Account is required for this loan type. Workers checking account required. Minimum to open a checking account is $5. First payment due 30 days after closing, bi-weekly payments will commence after the first payment. Loan funds will be paid directly to oil company on behalf of the member.

⁶Credit Builder Loan: Loan amount, payment, rate, and terms may vary based on loan amount and term.  This product does not require credit score review and is not subject to credit approval.  Visit our rates page for all available rates and terms. Rates effective as of   and subject to change at any time. Minimum monthly of the payment per $1,000 borrowed. Offers may be withdrawn at any time. Workers Federal Credit Union membership required minimum balance to open membership account is $5, unless otherwise noted.  APR=Annual Percentage Rate.

Loan proceeds are deposited into your WCU Savings account and are placed on hold, as collateral to secure the loan. As each payment is made, an amount equal to the principal portion of the payment is released and becomes available. Early payoff is allowed; however, remaining funds will not be released until the loan is fully satisfied, meaning all principal, accrued interest, and any applicable fees have been paid in full.  Your payment history, including any missed or late payments, may affect your credit score. Workers checking account required. Minimum to open a checking account is $5.  Automatic electronic loan payment from your Workers Checking Account is required.  Visit our rates page for all available rates and terms.