Search
Routing Number: #211382931
Memorial Day:
All branches and departments will be closed on Monday, May 25, in observance of the holiday. As always, online and mobile banking are available any day, any time.
Fraud Alert:
Beware of spoofed phone calls and text messages pretending to be Workers Credit Union. Workers will never ask for your online banking or debit card information. If you have any concerns, please call our Contact Center directly at 800-221-4020.
You Deserve More for Your Money
Earn competitive rates on Workers checking, savings and CD accounts and get low rates on loans for your life or your business.
We encourage members with balances that exceed $100,000 to meet with a Relationship Manager to see if you qualify for a PlanIt+ Membership.
Flexible loans to help with life’s other expenses.1,2
| Loan Amount | Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|---|
| $500 to $50,000 | up to 60 months | as low as 9.49% | $21.00 | 60 months |
Build or strengthen credit while growing your savings4.
| Loan Amount | Term | APR* | Payment per $1,000 | Based On |
|---|---|---|---|---|
$1,000 - $3,000 |
up to 24 Months |
5.00% | $43.87 |
24 months |
Rates for a checking line of credit.1,3
| Interest Rate |
|---|
| 18% |
Establish or rebuild your credit.1
| APR* |
|---|
| 3.00% over Savings/CD dividend rate |
1 All Personal Loans: APR=Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. Subject to credit underwriting and approval. Loan amount and rate may vary based upon an individual’s credit history and underwriting factors. Minimum monthly payment of $150. Visit our rates page for all available rates and terms. Rates effective as of 9/3/2025, subject to change at any time and may increase after consummation. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Must be 18 years of age or older to be eligible.
2APR: APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms.
3Checking Line of Credit: Annual fee of $25. Individuals under the age of 18 are not eligible for a Checking Line of Credit. Subject to approval.
4Credit Builder Loan: Loan amount, payment, rate, and terms may vary based on loan amount and term. This product does not require credit score review and is not subject to credit approval. Visit our rates page for all available rates and terms. Rates effective as of and subject to change at any time. Minimum monthly of the payment per $1,000 borrowed. Offers may be withdrawn at any time. Workers Federal Credit Union membership required minimum balance to open membership account is $5, unless otherwise noted. APR=Annual Percentage Rate.
Loan proceeds are deposited into your WCU Savings account and are placed on hold, as collateral to secure the loan. As each payment is made, an amount equal to the principal portion of the payment is released and becomes available. Early payoff is allowed; however, remaining funds will not be released until the loan is fully satisfied, meaning all principal, accrued interest, and any applicable fees have been paid in full. Your payment history, including any missed or late payments, may affect your credit score. Workers checking account required. Minimum to open a checking account is $5. Automatic electronic loan payment from your Workers Checking Account is required. Visit our rates page for all available rates and terms.
Hey, there! Just a heads up that you are about to leave the official Workers Federal Credit Union website.
This means that any content, products or services past this message are no longer created by or the responsibility of
Workers Federal Credit Union or covered under our privacy and security policies.