Point of Sale Lending from a Trusted Partner

Offer flexible financing options3 for your customers so they can split large purchases into manageable monthly payments. Your customers will no longer feel the stress of spending on planned, or unplanned expenses. 

Once approved, your business will be able to offer Workers Financing1,2 point of sale lending—a simple and effective payment experience.

Your Benefits

  • No merchant fees
  • Receive direct payment
  • More offerings for customers
  • Local service & support

Customer Benefits

  • No prepayment penalties
  • Flexible, low monthly payment options
  • Quick and easy application
  • Purchasing power
Apply To Enroll Your Business

Your Customer's Application Process

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Step One
Application
You provide your customer with a unique link to an application through email, or QR code and is filled out by the customer electronically.
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Step Two
Review
Workers Credit Union reviews the application with same day approval in most cases for a quick and seamless process.
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Step Three
Payment
Funds are sent to you directly through ACH and the customer will make monthly payments to Workers Credit Union.

1 APR=Annual Percentage Rate. Programs, rates, terms and conditions are subject to change without notice. Subject to credit underwriting and approval. Loan amount, payment, rate, and terms may vary based upon an individual’s credit history and underwriting factors. Minimum monthly payment of $150 the payment per $1,000 borrowed, whichever is greater. Visit our rates page for all available rates and terms. Rates effective as of , subject to change at any time and may increase after consummation. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Must be 18 years of age or older to be eligible to apply.

2APR includes a .500% discount for automatic payments from any Workers Checking Account. Minimum to open a Workers Checking Account is $5. If automatic payments from a Workers Checking Account  cease at any time, for any reason, the .500% discount will be forfeited, which will result in an immediate increase in rate and monthly payment. Once the .500% discount is forfeited, it is forfeited for the life of the loan. Other rates and terms are available. Visit our rates page for all available rates and terms.

3Subject to Business review.