Your loyalty deserves recognition. With our Member Engagement Rewards Program, you can earn rewards simply by using the banking products and services you already use - saving, spending, borrowing, or planning ahead. We're here to handle the financial heavy lifting so you can stay Clocked In to what matters most.
Rewards become more valuable as your relationship grows.
| Benefit | Basic | Plus | Select | Premier |
|---|---|---|---|---|
Checking Reward |
High interest, cash back | High interest, cash back | High interest, cash back | High Interest |
ATM Reimbursement |
$25 | $25 | $25 | $25 |
CD Relationship Rate |
— |
+0.10% | +0.15% | +0.25% |
Mortgage Reward |
— | — | $500 off origination | Fee waiver |
HELOC Reward |
— | — | — | Annual fee waiver |
Premier Relationship Management |
— | — | — | Personal relationship manager |
Free Incoming Wires |
— | Free | Free | Free |
Free Outgoing Domestic Wires |
— | 1/month | 1/month | 1/month |
Free Outgoing International Wires |
— | 1/month | 1/month | 1/month |
Free Official/Bank Checks |
— | — | Free | Free |
Free Deluxe Checks |
— | — | — | 1 free basic box/year |
Free Stop Payment Fee |
— | — | — | Free |
Free Debit Card Replacement |
— | — | — | Free |
Waived Insufficient Funds Fee |
— | 1 free/year | 1 free/year | 1 free/year |
Important Information: Member Engagement Rewards are available to eligible members who meet applicable tier qualification requirements. Rewards vary by tier and may be subject to account ownership, account status, product eligibility, transaction, balance, frequency, and other requirements or limitations.
Tier qualifications, rewards, and program features may change from time to time in accordance with applicable agreements and legal requirements. Certain rewards are available only on eligible products and accounts.
Eligible members may receive a CD Relationship Rate Boost on eligible certificate products, subject to Member Engagement Rewards qualification requirements and program terms. The rate boost is added to the otherwise applicable certificate rate and is not itself the certificate rate or Annual Percentage Yield (APY). Certificate rate boost, available only on eligible certificate products and subject to ongoing Member Engagement Rewards qualification requirements and program terms. Members who no longer meet applicable tier requirements may lose eligibility for the rate boost. The boost is added to the otherwise applicable certificate rate and is not itself the certificate rate or Annual Percentage Yield (APY).
Certificate terms, rates, APYs, minimum opening deposit requirements, minimum balance requirements, maturity dates, and early withdrawal penalties continue to apply. Current certificate rates and APYs are available on the applicable rate page.
Mortgage- and home equity-related benefits are available only on eligible mortgage and home equity products and remain subject to credit approval, underwriting requirements, property eligibility requirements, and all applicable lending program terms and conditions
Advantage account disclosures and addenda, current rate sheets, fee schedules, loan disclosures, and other applicable product terms continue to govern the products and services associated with Member Engagement Rewards.
Members who no longer satisfy the applicable tier qualification requirements may lose eligibility for certain rewards and benefits in accordance with the Member Engagement Rewards program terms.
For complete details regarding tier qualifications, rewards, eligible products, rates, fees, and program terms, please review the applicable account disclosures and Member Engagement Rewards documentation.
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