Premier Banking

¹Rates subject to change at any time without notice unless otherwise noted. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Annual Percentage Yield (APY) and rates are effective as of . Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.

²The minimum balance to earn this APY is $0. Interest compounded daily and paid monthly.

³If the stated requirement of direct deposit(s) totaling $1,500 each statement cycle or $5,000.00 minimum balance is met per each statement cycle: 1) the stated APY, our highest rate for PlanIt Plus Checking, will be earned each monthly statement cycle for the first tier from $0.00 to and including the first $14,999.99 in balances; 2) balances over the $14,999.99 will earn the second tier stated APY, which is a higher than base rate. If the above requirement is not met, you will earn the base rate of 0.05% on the entire balance. In addition to meeting the requirement listed above to earn the higher first and second tier APY rates and to receive up to $10 in ATM fee reimbursements, the account must be open for the entire statement period. The interest rate of 1.00%, and APY of 1.00%, only applies to the first $0.00-$14,999.99. Balances $15,000 and over will earn an interest rate of 0.40%, with an APY range for entire balance of 1.00%0.54%. This APY range assumes a deposit of $50,000 for illustration purposes only. In order to open a PlanIt Plus Checking Account, you must meet the PlanIt Plus Membership Program requirements. These requirements include having at least $100,000 in personal deposits in which you are the tax reported owner at the time of Program admittance. If combined personal deposit balances used to qualify for the PlanIt Plus Membership Program fall below $50,000 at any time during the statement cycle, a $25 maintenance fee may apply.

⁴The stated tiered rates are based on multiple balance tiers. Higher APYs are earned monthly based on the balance in the account as disclosed for each dividend tier. You must be the tax reported owner on an active PlanIt Plus Checking Account. Refer to Terms & Conditions at account opening for additional disclosures and information.

⁵Coverage varies by carrier. Products offered by Workers Insurance Agency and Affiliated Companies. Coverage is subject to eligibility and availability. Other terms, conditions, and exclusions may apply. Insurance products available through Workers Insurance Agency, a non-credit union subsidiary of Workers Credit Union are: NOT A DEPOSIT NOT NCUA-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE CREDIT UNION, OR AFFILIATES MAY LOSE VALUE.

⁶Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Workers Federal Credit Union (WCU) and Workers Investments & Planning Solutions are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Workers Investments & Planning Solutions, and may also be employees of WCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of WCU or Workers Investments & Planning Solutions. Securities and insurance offered through LPL or its affiliates are:

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit LPL Financial LLC for more detailed information.