Fraud Alert:
Beware of spoofed phone calls and text messages pretending to be Workers Credit Union. Workers will never ask for your online banking or debit card information. If you have any concerns, please call our Contact Center directly at 800-221-4020.
Borrow against your Workers savings account or Certificate of Deposit (CD) for a low-rate loan1 that will help establish or build your credit while still growing your savings.
| APR* |
|---|
| 3.00% over Savings/CD dividend rate |
1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 6/26/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate.
Savings Secured Loan: The APR of a Savings Secured Loan is 3.00% higher than the account used as collateral. For example, if a collateral account has a .50% APY, the Savings Secured loan would have a 3.50% APR. Therefore, a $10,000 Savings Secured loan at 3.50% APR for 60 months would result in 60 monthly payments of $182.19.
²Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.