Borrow against your Workers savings account or Certificate of Deposit (CD) for a low-rate loan1 that will help establish or build your credit while still growing your savings.
| APR* |
|---|
| 3.00% over Savings/CD dividend rate |
1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 6/26/2025 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate.
Savings Secured Loan: The APR of a Savings Secured Loan is 3.00% higher than the account used as collateral. For example, if a collateral account has a .50% APY, the Savings Secured loan would have a 3.50% APR. Therefore, a $10,000 Savings Secured loan at 3.50% APR for 60 months would result in 60 monthly payments of $182.19.
²Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.