Business Lending Solutions

Find a partner in Workers Credit Union! You want to grow your business and we have the expertise and loan options to help. From real-estate development to term loans our experts are here for you.

Commercial Real Estate Loan

First mortgage for developers, business owners and investors.

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  • $25,000–$20 million
  • Fixed rate for 5 years1
  • Terms up to 25 years
  • 80% financing
  • Uses: Renovations, construction, and acquisitions

Construction / Development Loan

Raw land loan available to business owners or investors.

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  • Up to $12 million
  • Competitive rates1
  • 2-year term interest only payments
  • 50% financing
  • Maximum of six lots in a subdivision

Business Line of Credit

Flexible line of credit for your ever-changing business needs.

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  • Up to $100,000
  • Variable rates1
  • Flexible terms
  • 80% financing based on receivables
  • 50% financing based on inventory
  • Revolving and on-demand
  • Unsecured lines up to $25,000 for eligible businesses

Business Term Loans

Loan for equipment, vehicles, and debt consolidation.

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  • $50,000–$20 million
  • Competitive fixed rate1
  • Terms up to 7 years
  • 80% financing
  • 5-year unsecured loans up to $25,000 for eligible businesses

All loan accounts have access to these features:

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Available to Businesses of Any Size

Whether you’re a sole proprietor or a mid-sized business, you’re welcome to apply for any of our lending solutions.
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No Prepayment Penalties

Paying off your loan early means your business is thriving and we don’t think you should be penalized for that.
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Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.
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Online and Mobile Banking

View accounts, check balances, and make a payment.2

Doing Business, the Workers Way

As a business member, you always have access to a Business Relationship Manager who will walk you through the lending process step by step and provide expertise for your small business banking needs. After all, your success is our success!

1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of 8/18/2021 and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. Other rates and terms available. Annual Percentage Rate=APR. No down payment required unless otherwise noted.

2Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.