Savings Secured Loans

Home Personal Loans Savings Secured Loans

Establish or Rebuild Your Credit

Borrow against your Workers savings account or Certificate of Deposit (CD) for a low-rate loan1 that will help establish or build your credit while still growing your savings.

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  • Use your savings account or CD as collateral
  • Get a low loan rate and still earn interest
  • Repayment terms up to 60 months (5 years)

Financial Wellness, the Workers Way

Whether it’s building credit, getting out of debt or planning for the unexpected, Workers Way judgement-free financial coaching is designed to help empower you at any life stage. 

Convenient Online Payments

Pay your loan anytime from your online banking account or through the mobile app.2

Savings Secured Loans

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3.00% over Savings/CD dividend rate
1Subject to credit underwriting and approval. Loan amount may vary based upon credit approval. Visit our rates page for all available rates and terms. Rates effective as of and subject to change at any time. Offers may be withdrawn at any time. Workers Federal Credit Union membership required. APR=Annual Percentage Rate. The APR of a Savings Secured Loan is 3.00% higher than the account used as collateral.
²Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.